When it comes to insurance most of us prefer Life Insurance Corporation of India or simply put LIC. They are the largest insurance company in the country with a whooping market share of 78% and growing. The 55-year-old firm boasts of its nationwide presence with offices and agents in every nook and corner. Apart from the basic life insurance schemes, LIC now offers endowment funds, ULIP, health insurance products, etc. Recently I’ve also joined the LIC family preferring the Jeevan Aanad plan.

LIC Jeevan Anand is a unique insurance product with several benefits. In this Policy, you can pay the premium yearly, half-yearly, quarterly, or in every month. At the end of the policy term you’ll get a lump sum or the fund value with bonuses, loyalty additions, etc. but even after that the risk cover remains the same for the lifetime, and later the company will pay an additional sum upon the death of the insured person. This policy is so attractive that I paid the premium immediately after learning the  details from my local LIC agent..

During the first-year an LIC agent has been visiting my home to collect the premium amount. Now that I moved to another city, I’m using the internet facility provided by LIC of India for checking my policy updates.  In this article, I’ll show you how you can check your LIC policy status, fund value ( for ULIP plans), NAV of units, maturity date and pay the premium online using the official LIC India website.

Steps to check LIC Policy Status online

LIC Policy status

  • First, register a new LIC India account on their redesigned website,  here. The  registration requires policy number, exact premium amount, date of birth of the insured person and a valid email ID.
  • Wait 10-25 seconds for the registration button to appear. Sometimes LIC will show an advertisement for before the original page loads.
  • Fill the form with details referring your policy certificate.  You’ll be taken to the policy enrollment page after registration and verification, if not go to LIC India home page and login with your new username and password.
  • Upon logging in you’ll see some choices as shown above. Now find the Enroll Policies link from the left side of the portal. All existing polices registered in the site will be listed here.
  • Click on the Add a new Policy link to register another policy to the account. Then in the next window enter LIC policy number, premium amount  and correct name of the policy holder in the boxes provided.
  • That’s it. Now you will be able to see the status of your LIC policy.

Other facilities provided in LIC Online portal

View Enrolled LIC Policies: Click on this link to find Policy number, Plan details, term, bonus and loan eligibility.  As per LIC terms, you need to pay the premium for at least three consecutive years to be eligible for loan and bonus.

Revival Quote: Provide the amount required to reactivate a lapsed LIC policy.

Policy Maturity: It Gives particulars of policies that have reached or approaching maturity date. Similarly, the site has other preferences to find payment schedules, get the statement of premium already paid, register general complaints and to locate LIC agents/offices in India. Unfortunately, LIC do not provide the facility to submit the NEFT form online, which allows you collect the maturity amount to your bank account. It would be a great relief for customers if they add this feature any time soon.

LIC Policy status on Mobile: Now you can get the details of your LIC policy by sending the SMS ‘LICHELP’ to 92224922.

Pay LIC Premium online:  Like other insurance companies out there, LIC accepts internet-based payments. Before paying any premium online make sure that you update your LIC account profile with phone number, email address and account related alert options. After that click on Pay Premium Online link at the top right side of the LIC India account. Then select the type of policy. Regular insurance schemes and endowment plans falls in Conventional Policies category, and the new-age market linked insurance+ Investment plans goes to the ULIP category. In the next page , choose the appropriate policy, tick Pay Prm button and go-ahead to the payment page. You will get a digital receipt and SMS alert on successful premium transfer.

LIC Policy fund value

:Those who have invested in LIC ULIP plans would be concerned about their fund value.  In such plans, the premium paid (after charges) is used to purchase units at NAV or Net Asset Value. Depending upon the remittance pattern the units will increase/decrease-and the total fund value is the product of the number of units and latest NAV value. The up-to date NAV of different LIC plans is given in this website. Just multiply it with the number of units ( refer online statement) to calculate the current policy value.

 

85 Comments

  1. Rajender parshad

    What is the fund value of my policy number 175307725

  2. Richie Kanta More

    Hi my policy no is 577642479 can you tell me the status

  3. Shankar

    My policy no 953068456 no send my surviel benefit pementy neft send my pementy My account

  4. Madho Singh

    Please intimate me about fund value of policy endowment plus unit linked plan 802/10. Policy no.273502855

  5. h s dhokale

    Pl know the policy fund return date and amont

  6. PRIYANKA

    I want to know my policy status no.515762027.

  7. Tony Sahota

    For all your queries/ surrender value/ New Policies etc

    Please call/ whatsup your queries @
    Mr. Bhupinder
    Mob : +919990722747

  8. sandeep tiwary

    can’t see any provision to check the fund value for my jeevan anand policy

  9. Pradeep Kumar

    My policy number 691181760. It is matured but I get a monthly pension by NEFT transfer to my bank account. Can I get the Policy details like Plan and how to change my bank details so that I get my pension in another bank.

  10. D S DARJI

    i know policy no by name and date of birth

  11. Col SN Bhaduri

    My policy number is 172359852, which is to mature on 01 January 2016. The payment is made through Defence Services Officers Provident Fund. My bankers details are not known to LIC. How can I communicate details of my bank account for payment. Thanks

  12. Dishaa Lakhani

    how do i calculate check my pending housing loan account online

  13. Hi,

    My policy number is 705371691. I’m waiting for my bonus amount. The LIC officer told me that the checque has been sent to my home address on 24th June however, i’m still yet to be received the cheque.

  14. vineet khemka

    I want to know my lic status policy num;;;;;; 572175352 ,570585055 ,570725994

  15. lU.K.DEVADAS NAIR

    Please Intimate surrender value of Policy No. 924733585

  16. i want to know my policy status.My policy no 117596943

  17. PLEASE LET ME KNOW MY POLICY STATUS-636155800 & WHEN IS NEXT PAYMENT DUE DATE

  18. SANTOSH PANDEY

    my lic matured but till not cr confirm how i cr this amnt i my account

  19. Tushar Kanti Manna

    Sir/Madam
    I have a money back policey (No 431763724). Sir my survival benifit due date on 28/02/15 but up to till date I can’t received any cheque or transfer in my bank account. So, please info me a satus regarding this matter.
    Thanks to you for kinfull anticipation.

  20. kiran kumar verma

    you go lic web portel log in your user id and password then you click enrolled policy and after you click delet wich policy you want to delete…..

  21. g.hemanth sai

    I want to switch the fund type of my LIC policy number 675090007. Kindly inform more details.

  22. Sanjeev Kumar

    Sanjeev Kumar

    My policy No,153988605. I want policy details & last premium pay date or due date of premium

    Please send deatails on my mail

  23. sir,

    I am already register my 2 LIC policy online. but 1 policy status is showing is validated. I am not able to pay online this policy. pls advise me. what is validated

  24. anandkumaar

    Sir, I wanna know more about the my LIC Bema gold gold policy no 538142476

  25. RAMGOPAL SEN

    I’d taken 6 policies but all fund values are low and there is no any information about traditional plans from those i’ve taken loan against. I want to know interest after paying some money or installment. For that what would i have to do please help me.

    Sen ramgopal
    Dhanpuri
    Mob. 9098481615

  26. Gulshan Kumar

    Dear Sir,

    I have Market Plus Policy but I can’t Check my fund value in LIC Website so please send me a msg which has details that how i can check my fund value

    please mail me
    krishnajobs3496@yahoo.com

  27. Jayanthi y

    My wife colleague had made lic policy with me, when i was an LIC Agent.She is asking how much money will be benefited to me after the maturity period,
    Policy nos.361211838, 612734041.
    Kindly intimate me.

    Thanking you,

  28. Admin

    Dear, Parthasarathy, I’ve already explained the procedure in the article itself. You can check the current status of your LIC policy on their website after registering basic details.

  29. jparthasarathy

    my policy umber is 718498054 get the status and renewal date

  30. jitendra kushwaha

    please send me policy no 543550437 its premium dues and when i revived a check of my premium.

  31. Abani Prasad Dash

    I have a ULIP vide policy No. 309313067 from 2007 and paid 5 instalments. Can u please provide the present status. Also can i register to see the status of ULIP. Pl reply.

  32. Ramesh Joshi

    I want total fund in my policy no.811453093 dtd. 13.8.1994 urgently on my mail ID

    Tks
    RKJoshi

  33. MANOJ KUMAR BAGADIA

    Pls send me how much maturity claims of my policy no. 181808604

  34. Arunprasad

    How to check policy status and premium amount, because i forget my premium amount

  35. YOGESH KUMAR

    MY RELATIVE MOTI LAL PLZ GIVE YOU PREMIUM STATUS

  36. PREM LAL

    Please send me the status of following polices immediately.
    153938390
    152437869
    152498072
    152483399

  37. n.n.v.swetha

    send me link for seeing my policy status and paying premium on online so please send me link as early as possible.

  38. my reletives jeevan kishor policy no. 956522072 date 21.12.2006
    status

  39. Anand Kumar Ahirwar

    Dear Sir / Medam ,
    ,Please give me the status of my policy no. 560551325 and other details on my email .
    Thank you

  40. bhaskar adapala

    i want to know found value of my policy no:24035906604.In which site i can get those details.please provide that in mail.

  41. phanindra kumar

    policy no 672701880 doc: 15-02-2002
    Policy No 672838327 doc: 28-01-2002

    Name : Muppalla Phanidra Kumar

    Please provide value of my account

    phani
    9391256999

  42. pramod kumar

    how to check the lic loan policy holder details,give me reply sir.

  43. virendra singh sisodia

    My policy NO180690811and 180693056 please show Amount to day

  44. Akshay Raut

    Sir,
    I request you to intimate my policy status and premium of Endowment plus policy no:- 977367219 this is my policy no. and also my mother policy Rekha Raut policy no:- 974636760

  45. G.VASUDEVAN

    i am planned for the new policy of jeevan saral wheather it is usefull policy compare to other policy.

    Thanks to Lic team.

    9952434186

  46. kaleeswari

    Sir,
    Please send the status the following policies

    740959469
    741330901
    740243113
    061026839

  47. kumarasamy.n

    sir my policy num;764744638 i want my policy premiem this year .and i want my policy current bonus amount

  48. meri policcy no.171211034 hai. mera plan jeevan kishore plan hai . mujhe kitna paisa return milega.

  49. Naranajankumar

    I’ve took a ulip policy on 03.07.2007 yearly mode.My policy no.132586264.I want my policy to the fund value on my website.

  50. Pradip Kumar De

    Sir/Madam, Plz intimate me the status of my wife Mrs Rinku Dey’s SBI Lifelong Pension-Plan I Policy No-07016945804 (Customer No. 21567655) and last premium deposited or not through and also due for next premium the above cited E-mail or Mob No-9596618494. …….Regards.

  51. ANKIT RATHI

    SIR/MADAM, Please give me the status of my policy no. 651762480 and also the simplest way to know the status and other details…THANK YOU.

  52. nilesh kadam

    hi freinds
    i am very happy for cmpleting the achive target

  53. amit kumar

    my lic policy no is 114143465 i want know this policy surrender value status

  54. poonam rani

    policy No. 1. New LIC bima gold ..301899281

    2. jeevan saral 301898369

    i want to know the policy status

  55. PRASHANT KUMAR

    LIC policy numbers:
    295293733
    293497517
    2939599179
    295782741
    confirm status for my above said policies and detail of met.date
    and date of premium and dues datail.

  56. kanchu eswara rao

    my lic policy no is 696434197 i want know this policy status please tell this status

  57. V.REVATHI

    LIC policy numbers: 718237367
    717517947
    717519526
    718922091
    confirm status for my above said policies

  58. D.REVATHI

    policy no 716660676 when is the maturity date?? and when should u i pay
    my premium, pls confirm urgently pls

  59. S.DHANASEKAR

    my policy number 718922553 i want to know the policy status

  60. Mohd Naeem

    Please furnish the status of Policy No. 210082136 and the amount of maturity

  61. Niranjan Dev Drall

    I want to encash my policy No 115041055 pl suggest me to accordingly

  62. Mahadev Pundlik chavan

    Sir,
    My police no 905845416 .I need the current status of my policy.

  63. Izzur Rahman

    Sir,

    My policy no is 116727719 and 116727718 I WANT POLICY Details AND PREMIUM PAY DATE.

  64. siddharth tomar

    sir my policy no is414956099and my sons policy nois414956867 i request u to update me with my policy status and the premium amount due to be paid. i would also like to register my policy for online payment for same i am not able to register.

  65. narendra kumar

    sir my policy no is 819439518..how could i check my details of the premium online…please help me or guide…..

  66. Jessinta

    Sir/Madam,
    I enrolled my 8 policies, and now surrendered 3 of them, and i want to delete (remove) from
    Enrolled Policies List those 3.

    Can u pls help me. (my cell #:9343158054)

    Thanking u
    Jessinta

  67. chandra prakash

    my policy no is 124976157 I WANT POLICY Details AND LAST PREMIUM PAY DATE AND Mature DATE

  68. C. SAMINATHAN

    i want to my new endoment policy status, my address

    C. saminathan
    213-A, M.R. Nagar
    Rajapalayam

    my LIC office Perundurai – Erode Dist.

    Agent : Mr. A. Rajendran, Chennimalai – Erode Dist.

    Mob: 98428 38679

  69. Atul Kumar

    I want to know about my policy status my policy no is 116296558 and 2nd is 116296235 please send my update by email or sms my mob no is 9971189463 . Thank”u lic team

  70. Dhiraj Kumar

    my policy no is 471879697 I WANT POLICY Details AND LAST PREMIUM PAY DATE AND Mature DATE

  71. puran singh bhandari

    Dear Sir how to find not lic policy detail on line.thx

  72. rajnesh kumar

    my policy no is 563602993, I WANT POLICY Details AND LAST PREMIUM PAY DATE AND Mature DATE

  73. Admin

    Hello promod, register your account on LIC India website or use that mobile SMS codes to get your policy status.

  74. pramod kumar

    please intimate my LIC Policy status policy no.253682714

  75. Bala Murugan

    Hello Friends, today (1-09-2011) LIC completes 55 years of glorious service to our nation India. Wish you all a happy LIC day.

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