One of my blogger friends recently applied for a credit card from a reputed bank in India. He has good balance in his saving account and is one among the premium customers of the bank. The bank obliviously accepted his request-did the address verification and forwarded an application to the head office. Having a credit card is important for a web based professional as he is required to buy web hosting, renew domains, etc. from time to time.

Later after a few weeks the lender sent him an SMS saying that the application has been rejected as his name is listed in CIBIL defaulters list. The guy is currently in a good financial position but his CIBIL history shows some old and pending loan payments reported by some other bank. CIBIL is a credit intelligence agency in India backed by private sector and public sector banks. They collect financial character of every person in the country from participating banks and assign a score. The score is calculated after understanding loans taken, payment pattern, credit card usage, spending style, etc. You may be rich but banks may not take your wealth as the primary aspect for approving a loan or credit card-but they use CIBIL score.

How to check my CIBIL Score report online:

CIBIL scores range from three hundred to nine hundred. A value near 900 makes you highly eligible for loans, credit cards and anything around 300 puts you in trouble -the defaulters list. Sometimes they provide negative or zero values as CIR status. That means your information is not available with CIBIL or the current credit data is valid to calculate a suitable score. CIBIL now provides an online facility through which public can request their scores. You will need to  submit your personal, financial details and address proofs along with a single time payment of 500 RS to get the CIBIL credit report from the internet. It is also possible to get your CIBIL score free; check the link for details.

Check your CIBIL status online for free

My name is in CIBIL defaulters list-how to remove it

So now if your CIBIL score is less than a minimum value, banks will grade you as a defaulter and your credit requests will be denied. All your defaults will be listed in the CIBIL credit report. The only way to come out of this annoyance is to get the CIBIL report and find out black marks on your financial activity. If there are any dues pay the full amount. Then get a “no dues certificate” from concerned banks and request them to remove your name from the CIBIL list.

You can raise a request to CIBIL for repairing your credit report and remove your name from the defaulters list. Click here to do that

CIBIL removes details from the credit report after consulting with banks that have added it. So make sure you contact bank and do all means to fix the issue there itself. Also, keep in mind that it may take at least three to six months for the reports to get updated. You can contact the nearest banking Ombudsman if none of the methods are working for you.

Tips to improve CIBIL credit score:

Never spend more than you can earn: This is the basic step for a better financial security. Don’t get more than one credit card as it might put you in debt and eventually to a low CIBIL credit score. Try you use your debit card in merchant locations- they too offer points for purchases.

Approach a third-party: Third party companies offers CIBIL repair services. They might charge for your this service, but it works for a lot many people.

Pay credit card bills and EMIs in time: Never opt for the minimum payment option in your credit card bill. It’s a trap, and you’ll  get into deep trouble with the months coming. Sometimes the banks will force you to settle credit card bills or loans at a lower rate. This will permanently affect your  credit score as it leads to a CIBIL reporting that might tabulate you as a late payer who depends on settlement to pay the bills. Instead of this ask them to convert the full amount into EMI and extend repayment time.

309 Comments

  1. Mahesh Kumar

    Sir my Self Mahesh Kumar. Please remove my name from cibil as i already have cleared my dues 7-8 year ago.of ICICI credit card. my card number was 4443410171035007. My name is shown in Cibil as a defaulter. Your are requested to please Help.to remove my name permanently from defaulter list in CIBIL.

  2. Sudhakar Bandi

    Respected cibil,i am sudhakar from cuddapah,Andhrapradesh.i had taken personel loan from sbi bazar in the year of 2003 and closed my loan a/c after paid the full balanced amount in the year of 2009 and got certificate from the sbi officer.But my name is present in cibil as a defolter.pl.solve my problem as early as possible.

  3. I hve paid the full and final amount as per one time settlement of personal loan at vijaya bank kohima on 22.02.2018 but my name is stil in cibil pls remove my name

  4. Praveen Kumar Shukla

    I won the case from Karkardooma Court, New Delhi from ICICI Bank Credit Card Division and settled as per Court Order in my favour. Even then I came to know after a long period of 10 years approx. that ICICI Bank Credit Card Division has wrongly given incorrect status to the CIBIL Authorities effecting my CIBIL score. How to pursue it and claim damages from the ICICI Bank Credit Card Division now.

  5. Barigela Ankanna

    My cibil remove the name
    My regular pay

  6. Yogesh Kshirsagar

    I well pay my all lon amount but my name see in cibil ..i want remove my name in cibil ….pls check my details and remove my name cibil….

  7. Sunil Adesh Kulkarni

    Hello mam
    I am Sunil Kulkarni from pune. My name is in defaulter list due to that i dont get personal loan which i need.. can u just help me to remove my name from defaulter list..

    9762926181

  8. 14800 i will pay my all dues when clear my name on defalter list

  9. my name is civil list but i was pay the all my dues so when I get credit card or loan appy how many days

  10. Vinod kaushal

    Hello sir and Medum plz help and remove defaulter list my name is vinod kaushal
    7999548239

  11. Sir
    I have taken two gold loans from Sbi which I revised in December and another one in March. But still it showing as defaulter. Please remove me from defaulters list. My contact number is 9886785880

  12. Dear sir
    I have revised my gold loans. One in December and another one in March but still it showing as defaulter. I have taken gold loan from Sbi. It’s effecting. My civil Artemis going down my contact number is 9886885880 Please help. Me

  13. S. N. Uma

    Dear sir
    I have revised my gold loans. One in December and another one in March but still it showing as defaulter. Please help. Me

  14. Dear Sir/Madam

    This is to bring to your kind notice that an year back i had lost my wallet in which i had my pan card. By mistake i applied for an duplicate PAN CARD. As soon i came to know from my Charted accountant not hold dual pan card i surrendered the new one and i have the acknowledgement for surrendered pan card. But now i can see the duplicate pan card highlighting in my CIBIL. Can you please help me how to remove the Duplicate Pan card mentioned in my CIBIL

  15. SONY SINGH POKHERIYA

    HOW TO KNOW WHICH BANK PUT CIBIL ON MY FIRM

  16. bhikaji r choudhary

    i make payment but till this date it was not remove pls solve the issue pan no aicpc28339 date of birth 03/06/1985 name bhikaji ravindra choudhary

  17. gayathri

    i borrowed education loan in 2014 upto 2 lakhs .i am not able to paythe loan properly.now i settled full amount on august 2017.still my name was listed in cibil score and not removed. i am unable to apply loan as well as credit card for furtherly. how can i get a solution i dont know how to increase my cibil score.if it is possible pls help me

  18. Dear sir/ Madam

    I requesting plz clear my CIBIL Wrrienoff list from your Bajaj Auto , because am suffering for Loans , Actual your Collection Team take Money from my side and they give Fake From 35, so noe am ready to pay some amount to you , so kindly consider request and clear my CIBIL sir.

  19. Devidas Dnyanoba Dhakne

    Can my cibil remove as early as possible, I have paid Indus bank Loan on dated 03/10/2017
    But last one year not clear my cibil, I have heavy problem create Indus bank to me please remove my cibil
    with regards,
    9422743200
    8308062733

  20. Devidas Dnyanoba Dhakne

    I have taken vechile loan from Indus bank beed, Rs.8,00,000/- ( dated April 2014) My four cheq. was bounced. I am giong to black list of cibil .
    I was total outstanding of Rs. 2,96,000/- paid in 03/10/2016. After one yers go to my case but my cibil not cleared as on date ( 24/10/2017) , that time I have given Indus bank Nill cerrtificate. But not clear my cibil.
    I have heavy problem create Indus bank Beed in maharashtra For personal laon from any bank.
    please remove my cibil & justite to me.

  21. I almost lost hope on my last contract due to my low credit score.Am so smooth at hiding my infidelity to someone but at this stage i have no choice but to express my feeling to the world.i was finally referred to this captain spy and i explain to him how i was rip off by some programmers and my score still remain the same.He told me to wait for 48 hours and my score increase to 750 plus excellent and I get to live in peace and ready for the next contract.i promise to recommend him to the world if my score increased. I do not think anyone can provide you a service better than him and its affordable.(CAPTAINSPYHACKER2 AT GMAIL DOT COM)

  22. Need to clear my CIBIL score pls help me I don’t have any pending dues.
    Past I have sattle my loan and credit card amount

  23. UPNESH THAKUR

    Dear sir,
    WHY IS M Y CIVILREPORT IS LOW WHEREAS MY ALL BANK LOAN IS REGULAR.

  24. sagar Mahtre

    Help me out to closed my bad cibil receord

  25. jankar barurao

    cibil reporat remove kar sakate hai kay pura amount bharne ke bad kaunsa bhi lon rahai

    pls batao

  26. call us on 9686755527 we will help you to clear your cibil

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  27. R RaJkumar Kumar

    HI PLS HELP ME TO CLEAR ME IN CIBIL

  28. CIBIL Score Improvement 750+
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  40. kuldeep singh

    what is the amount you charge to handle the defaulter case for the bank?

  41. Dear Sir,
    Recently I am suffering due to written off CIBIL report.
    How to solve this?
    will u pls advice & help me sir. thanks

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  63. jayesh l welkar

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  64. Sayeeda Shenaz

    We will purchase a detailed CIBIL report (CIR) on your behalf.
    2. We will be analyze your Credit History & Credit Score.
    3. A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report)
    4. Then we will check about the defaults / overdue amount to be paid by you to the financial institutions.
    5. We will first check with you (since when you have defaulted or not paid the amount to the financial institutions)
    6. Then we will check with the bank about the closure amount.
    7. After paying the closure amount to the creditors.
    8. We will get you the closure letter/ No due certificate letter from the bank.
    9. We take the complete responsibility of the documentation for closure.
    10. We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report.
    11. For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score
    12. After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined.
    for further details contact on 9535061366

  65. financialsuccess070

    We provide Personal Loans, Home Loans, Business Loans etc…all over the India, with any issues in Cibil. And if there is any issues in updating or improving the Cibil score we will be able to help you in getting updated, as soon as possible. Also we do help you to get the loans in 2 days, with any cibil score (Private Sector Banks, Public Sector Banks, Foreign Banks, Nationalised Banks). with the very low rate of interest (upto 5%) please call us for further queries immediately
    Syed: 9739870082>>>>>>>>>>>>>>>>>>>>>>>

  66. financialsuccess070

    We provide Personal Loans, Home Loans, Business Loans etc…all over the India, with any issues in Cibil. And if there is any issues in updating or improving the Cibil score we will be able to help you in getting updated, as soon as possible. Also we do help you to get the loans in 2 days, with any cibil score (Private Sector Banks, Public Sector Banks, Foreign Banks, Nationalised Banks). with the very low rate of interest (upto 5%) please call us for further queries immediately
    Syed: 9739870082

  67. financial sucess cheating may they take money from my account , and not provide the loan don t they are frauders
    MY NO IS 8138820014

  68. Hi my name is Anil
    I checked my cibil report online it was 777 score still I am showing defaulter. Due to that I am unable to get any loan and credit card Please help me what to do?

    Previously in citi finance I am settled 1 personal loan.

    But no dues on any other previous two wheeler loan(Family credit) and personal loan(bajaj finance), then also they shows settled and over due even I have NO Objection Certificate and loan close letter of the same.

  69. Sayeeda Shenaz

    We will purchase a detailed CIBIL report (CIR) on your behalf.
    We will be analyze your Credit History & Credit Score.
    A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report)
    Then we will check about the defaults / overdue amount to be paid by you to the financial institutions.
    We will first check with you (since when you have defaulted or not paid the amount to the financial institutions)
    Then we will check with the bank about the closure amount.
    After paying the closure amount to the creditors.
    We will get you the closure letter/ No due certificate letter from the bank.
    We take the complete responsibility of the documentation for closure.
    We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report.
    For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score
    After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined.
    Once you enroll with us we will provide you a registration number valid for lifetime.

    As per our conversation over the phone regarding the issues related to your cibil report,
    We at Millenium credit solution do” CIBIL MASKING”, clearing the old credit histories by paying past dues to your various outstanding loans. Here first need to talk to your bank, pay the old dues. Get NOC & No dues from the bank & ask there for update your record into CIBIL & at the same time, and need to contact CIBIL to correct the status for past mistakes. CIBIL will check with the lenders & after getting the confirmation, they will remove the settled or written off status from your report & then will update your credit score also.

    After you register with us, our Service team will get in touch with the banks/ financial institutions related to your credit report, and initiate this cibil masking procedure and negotiate and close the status, post which our cibil team will work with you towards improving your track record and ways to rebuild your credit score.

    We can help you clearing these issues with our services and improve your credit report and make you credit worthy.visit our website http://www.millenniumcreditsoutions.c... and for further details contact9535061366

  70. Sayeeda Shenaz

    Dear sir,

    Do you have done any default earlier. for further details contact 9535061366

  71. Amandeep singh

    Hello mam I want your help regarding cibil .I have no dues with bank but my loans are getting rejected

  72. financialsuccess070

    We provide Personal Loans, Home Loans, Business Loans etc…all over the India, with any issues in Cibil. And if there is any issues in updating or improving the Cibil score we will be able to help you in getting updated, as soon as possible. Also we do help you to get the loans in Couple of days, with (Private Sector Banks, Public Sector Banks, Foreign Banks, Nationalised Banks & Chit Funds). with the very low rate of interest (upto 5%) please call us for further queries immediately
    Syed: 9739870082
    Email: financialsuccess070@gmail.com>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>.

  73. financialsuccess070

    We provide Personal Loans, Home Loans, Business Loans etc…all over the India, with any issues in Cibil. And if there is any issues in updating or improving the Cibil score we will be able to help you in getting updated, as soon as possible. Also we do help you to get the loans in Couple of days, with (Private Sector Banks, Public Sector Banks, Foreign Banks, Nationalised Banks & Chit Funds). with the very low rate of interest (upto 5%) please call us for further queries immediately
    Syed: 9739870082
    Email: financialsuccess070@gmail.com

  74. surendra singh

    Hi madam
    my name is Surendra Singh my pan card nu. FRFPS8787H i have a sbi credit card but i m not used because card is not activate so i have clear my account charges zero, please remove my name of cibil defaulter list i want a home loan its argent basis i hope you understand my problem
    Email-surendrasinghtalan@gmail.com
    contact number -9587207516

  75. surendra singh

    Hi Sir/madam
    my name is Surendra Singh my pan card nu. FRFPS8787H i have a sbi credit card but i m not used because card is not activate so i have clear my account charges zero, please remove my name of cibil defaulter list i want a home loan its argent basis i hope you understand my problem
    Email-surendrasinghtalan@gmail.com
    contact number -9587207516

  76. surendra singh

    Hi madam
    my name is Surendra Singh my pan card nu. FRFPS8787H i have a sbi credit card but i m not used because card is not activate so i have clear my account charges zero, please remove my name of cibil defaulter list i want a home loan its argent basis i hope you understand my problem
    Email-surendrasinghtalan@gmail.com
    contact number -9587207516

    Best/regards
    Surendra Singh

  77. surendra singh

    Hi Neha Shah
    my name is Surendra Singh my pan card nu. FRFPS8787H i have a sbi credit card but i m not used because card is not activate so i have clear my account charges zero, please remove my name of cibil defaulter list i want a home loan its argent basis i hope you understand my problem
    Email-surendrasinghtalan@gmail.com
    contact number -9587207516
    @disqus_ShrddSUBNT:disqus

  78. surendra singh

    Hi Sir/madam
    my name is Surendra Singh my pan card nu. FRFPS8787H i have a sbi credit card but i m not used because card is not activate so i have clear my account charges zero, please remove my name of cibil defaulter list i want a home loan its argent basis i hope you understand my problem
    Email-surendrasinghtalan@gmail.com
    contact number -9587207516

  79. Sumit Paul

    Hi during 2008 market crash I had taken a huge loss n bcz of that I hd to do some one time payment option.As a result my credit score has impacted. My present cibil score is 720 n as per experia report of paisabazar it is 830 can I get personal loan from any bank now.

  80. Bank jobs

    if my cibil score is NH ? does it mean i am in defaulters list?

  81. financialsuccess070

    We Provide Personal Loans and home loans if the cibil score is above
    650 and if there is any issues like updating or improving the cibil
    score we will update this within 15 to 30 days or immediately and also
    we will help you to get you the loan within 7 to 10 business days with
    private like NBFC or nationalized banks who has the interest rate upto
    14% with a lead time please call up soon for further queries Syed
    9739870082 or email me at financialsuccess070@gmail.com All Over India>>>>><

  82. Sarfaraz Habib

    How to check, the cibil defaulters list? or May I check the defaulters list using PAN

  83. Sayeeda Shenaz

    We will purchase a detailed CIBIL report (CIR) on your behalf.
    We will be analyze your Credit History & Credit Score.
    A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report)
    Then we will check about the defaults / overdue amount to be paid by you to the financial institutions.
    We will first check with you (since when you have defaulted or not paid the amount to the financial institutions)
    Then we will check with the bank about the closure amount.
    After paying the closure amount to the creditors.
    We will get you the closure letter/ No due certificate letter from the bank.
    We take the complete responsibility of the documentation for closure.
    We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report.
    For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score
    After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined.
    Once you enroll with us we will provide you a registration number valid for lifetime.

    As per our conversation over the phone regarding the issues related to your cibil report,
    We at Millenium credit solution do” CIBIL MASKING”, clearing the old credit histories by paying past dues to your various outstanding loans. Here first need to talk to your bank, pay the old dues. Get NOC & No dues from the bank & ask there for update your record into CIBIL & at the same time, and need to contact CIBIL to correct the status for past mistakes. CIBIL will check with the lenders & after getting the confirmation, they will remove the settled or written off status from your report & then will update your credit score also.

    After you register with us, our Service team will get in touch with the banks/ financial institutions related to your credit report, and initiate this cibil masking procedure and negotiate and close the status, post which our cibil team will work with you towards improving your track record and ways to rebuild your credit score.

    We can help you clearing these issues with our services and improve your credit report and make you credit worthy.visit our website http://www.millenniumcreditsoutions.com and for further details contact9535061366

  84. Sayeeda Shenaz

    We will purchase a detailed CIBIL report (CIR) on your behalf.
    We will be analyze your Credit History & Credit Score.
    A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report)
    Then we will check about the defaults / overdue amount to be paid by you to the financial institutions.
    We will first check with you (since when you have defaulted or not paid the amount to the financial institutions)
    Then we will check with the bank about the closure amount.
    After paying the closure amount to the creditors.
    We will get you the closure letter/ No due certificate letter from the bank.
    We take the complete responsibility of the documentation for closure.
    We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report.
    For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score
    After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined.
    Once you enroll with us we will provide you a registration number valid for lifetime.

    As per our conversation over the phone regarding the issues related to your cibil report,
    We at Millenium credit solution do” CIBIL MASKING”, clearing the old credit histories by paying past dues to your various outstanding loans. Here first need to talk to your bank, pay the old dues. Get NOC & No dues from the bank & ask there for update your record into CIBIL & at the same time, and need to contact CIBIL to correct the status for past mistakes. CIBIL will check with the lenders & after getting the confirmation, they will remove the settled or written off status from your report & then will update your credit score also.

    After you register with us, our Service team will get in touch with the banks/ financial institutions related to your credit report, and initiate this cibil masking procedure and negotiate and close the status, post which our cibil team will work with you towards improving your track record and ways to rebuild your credit score.

    We can help you clearing these issues with our services and improve your credit report and make you credit worthy.for further details contact 9535061366

  85. Sayeeda Shenaz

    Hi I will make you eligible for new loan and credit card by rectifying your cibil report for further details contact 9535061366

  86. Sayeeda Shenaz

    1. Your Dedicated Counselor shall first pull out your CREDIT REPORTS from all the major CREDIT BUREAUS in India, namely – CIBIL, EQUIFAX, EXPERIAN

    2. Thereafter, we do a Multi-bureau Credit Analysis of the pulled reports and chart a clubbed-up simplified version of the same known as your CREDIT HEALTH REPORT.

    3. The counselor shall then have a detailed session with you explaining you all the critical elements of your CREDIT REPORTS & CREDIT HEALTH REPORT which might be affecting your SCORE negatively and educated you of their implications on your overall score.

    4. We track errors on your reports, if any and report the same to your banks to be removed/updated in CIBIL.

    5. We provide you a Social Credit Score (a trend in western countries and now considered in India as well)

    6. We provide expert advices on what should be your OPTIMAL income-expense ratio, debt-burden ratio, utilization rate, Debt portfolio, ways to improve the same, etc keeping in mind your future financial goals, your income and your current debt obligations (in this respect we have tie-ups with all the major bureaus, private & public sector banks in INDIA)

    7. We provide legal assistance in case of litigated accounts.

    8. We provide dispute resolution in case of any past/ongoing disputed/written-off/settled accounts and make sure your CIBIL is clean of all negative flags.

    9. We would fetch best possible quotes from your respective accounts for final CLOSURE and update the same with your lenders and CIBIL

    10. We provide Debt-Reconciliation, Tax Advisory Services, Assistance in loan processing through our own experts and partners.

    11. We keep a strong monitoring over your CREDIT SCORES during the engagement period of 1 year and strive for the scores that would eventually fulfill your purpose of your association with us.

    In short, we would fix your CIBIL SCORE providing & suggesting you professional guidance, because we understand what it takes to do the same. for further details 9535061366

  87. Sayeeda Shenaz

    We will purchase a detailed CIBIL report (CIR) on your behalf.
    We will be analyze your Credit History & Credit Score.
    A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report)
    Then we will check about the defaults / overdue amount to be paid by you to the financial institutions.
    We will first check with you (since when you have defaulted or not paid the amount to the financial institutions)
    Then we will check with the bank about the closure amount.
    After paying the closure amount to the creditors.
    We will get you the closure letter/ No due certificate letter from the bank.
    We take the complete responsibility of the documentation for closure.
    We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report.
    For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score
    After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined.
    Once you enroll with us we will provide you a registration number valid for lifetime.
    for further details contact 9535061366

  88. 1. Is your credit card or loans are getting rejected?

    2. Are you paying high interest?

    3. Are you looking for any settlement?

    4.Are you looking to close your accounts permanently?

    5.Is your score is very less?

    6. Are you not eligible for any loans and credit cars?

    7. Are you looking for any home loans?

    8.Make your self debt free.

    Contact here: 9686755527

    We will help you to clear all your CIBIL Issues

  89. vanithareddy

    Dear sir,

    Positive Score management services, India’s first credit professionals

    As mentioned, there is an Enrollment process to POSITIVE SCORE management services as it would require documentation to be completed by you, this would enable positive score to communicate with the Banks & Credit Bureau initially and further to arrive at a resolution for your issue.

    We can do following for you:

    1.We will purchase a detailed CIBIL report (CIR) on your behalf.

    2.We will be analyze your Credit History & Credit Score.

    3.A detailed plan will be drafted to resolve any discrepancies first i.e.,

    (you might have paid all the dues to the financial institutions and

    information in CIBIL is wrongly updated. We will fix the errors on your

    credit report) Then we will check about the defaults / overdue amount to be

    paid by you to the financial institutions.

    4.We will first check with you (since when you have defaulted or not paid

    the amount to the financial institutions) Then we will check with the bank

    about the closure amount.

    After paying the closure amount to the creditors.

    5.We will get you the closure letter/ No due certificate letter from the

    bank.

    6.We take the complete responsibility of the documentation for closure.

    7.We also ensure the CIBIL update is done by the bank. And whichever

    information’s are not updated in the report we will get it updated in the

    report.

    For the score to improve there must be running loan or credit card so we

    will get you a pre paid card for the score improvement and monitor for the

    score.

    8.After updating all the records in CIBIL, your CIBIL will be cleared & then

    loans should not get declined.

    Once you enroll with us we will provide you a registration number valid for

    lifetime.

    As per our conversation over the phone regarding the issues related to your

    cibil report, We at POSITIVE SCORE do” CIBIL MASKING”, clearing the old credit histories by paying past dues to your various outstanding loans. Here first

    need to talk to your bank, pay the old dues. Get NOC & No dues from the bank

    & ask there for update your record into CIBIL & at the same time, and need

    to contact CIBIL to correct the status for past mistakes. CIBIL will check

    with the lenders & after getting the confirmation, they will remove the

    settled or written off status from your report & then will update your

    credit score also.

    After you register with us, our Service team will get in touch with the

    banks/ financial institutions related to your credit report, and initiate

    this cibil masking procedure and negotiate and close the status, post which

    our cibil team will work with you towards improving your track record and

    ways to rebuild your credit score.

    We can help you clearing these issues with our services and improve your

    credit report and make you credit worthy.

    Details of Fees:

    Enrolment Fees: Joining Fee:9999(or)15,000- (to be paid to start process)

    This will be the life time member ship fee, and we will continue to service

    with the same if any other assistance you need with respect to any loan or

    credit card issues

    you can transfer or deposit to the below account details:

    Account Holder : Positive score management services

    Account Number: 1985201005023

    Bank Name: Canara bank

    Branch : NRI Branch, M.G.Road

    IFSC Code : CNRB0001985

    Thanks & Regards.

    Vanitha

    Direct:8045514606

    Contact no:9964360188

    POSITIVE SCORE MANAGEMENT SERVICES

    No 1009, ‘A’ Wing, 10th Floor

    Mittal Tower, MG Road

    Bangalore 560001

  90. Sayeeda Shenaz

    1. Your Dedicated Counselor shall first pull out your CREDIT REPORTS from all the major CREDIT BUREAUS in India, namely – CIBIL, EQUIFAX, EXPERIAN

    2. Thereafter, we do a Multi-bureau Credit Analysis of the pulled reports and chart a clubbed-up simplified version of the same known as your CREDIT HEALTH REPORT.

    3. The counselor shall then have a detailed session with you explaining you all the critical elements of your CREDIT REPORTS & CREDIT HEALTH REPORT which might be affecting your SCORE negatively and educated you of their implications on your overall score.

    4. We track errors on your reports, if any and report the same to your banks to be removed/updated in CIBIL.

    5. We provide you a Social Credit Score (a trend in western countries and now considered in India as well)

    6. We provide expert advices on what should be your OPTIMAL income-expense ratio, debt-burden ratio, utilization rate, Debt portfolio, ways to improve the same, etc keeping in mind your future financial goals, your income and your current debt obligations (in this respect we have tie-ups with all the major bureaus, private & public sector banks in INDIA)

    7. We provide legal assistance in case of litigated accounts.

    8. We provide dispute resolution in case of any past/ongoing disputed/written-off/settled accounts and make sure your CIBIL is clean of all negative flags.

    9. We would fetch best possible quotes from your respective accounts for final CLOSURE and update the same with your lenders and CIBIL

    10. We provide Debt-Reconciliation, Tax Advisory Services, Assistance in loan processing through our own experts and partners.

    11. We keep a strong monitoring over your CREDIT SCORES during the engagement period of 1 year and strive for the scores that would eventually fulfill your purpose of your association with us.

    In short, we would fix your CIBIL SCORE providing & suggesting you professional guidance, because we understand what it takes to do the same. for further details 9535061366

  91. i search the Barclay finance pvt ltd bank repleted
    information

  92. Neha Shah

    sorry elaborate your question more to answer your query..

  93. creditloan

    If you have any issue regarding cibil report and cibil issues then contact to prisha-7208205581.She is a expert from Credit 4 Loan who helped you too improve your score very well.

  94. Sushma Sush

    Hi Sir
    If you want to know about your cibil score means you have purchase your CIBIL Report
    Please contact me, i will explain the procedure to get your CIBIL Report

    sushma_v@debtdoctor.in
    08030732223

    Regards
    Sushma

  95. sandip sarkar

    my name is sandip sarkar and PAN no is – BUSPS0178N can you please tell me that have you found any CIBIL Score to me ?

  96. Hi Neha Shah, do we need to pay anything for this is this really genuine one??

  97. Manoj Kumar Gupta

    Dear Sir,

    I had settle the credit card payment 9 years back still my name is in CIBIL report, I beg your assistance in this regard, Please advice me how could I remove my name from CIBIL report. my mobile no. is 8981178886. I am urgengly needed a home loan for Rs. 20 Lacs (PAN :- AGXPG0328E).

    Please advice me how should I remove the my name from CIBIL Report.

  98. Trusha Mehta

    Hi Pravin,

    Good to see that you’re not like other people and you’re concern about your loan & cibil credit score… I request you to call or message on this number 9833194301 before closing your loan account.. they’re expert in it.. and will give you proper guidance on it.. they are from Credit 4 Loan Company http://www.credit4loan.com who helps people to resolve their loan & cibil credit score problems..

  99. Recently 4 months back my credit card got rejected because my Cibil score was 692. As I checked my cibil report it shows that there was one entry for Credit card payment due which was only late by 2-3 days. and another I was defaulter for loan took from bank which is because I didnt paid EMI on time.

    Now my account is in written off status and I have paid almost 70% of loan amount which was pending and will pay 30% this month and loan will be cleared. So after paying 100% amount that will be Settlement or closure of loan account? mean Bank still consider me as defaulter? and will it affect on credit score in future. Please guide me how to close that loan so it wont affect my credit report in future also which documents should I take from bank while clearing loan and to clear this entry from cibil report permanently.

  100. sharath999

    I can fix the rogue citibank cheating easily

  101. Neha Shah

    Why to pull out a report from equifax and experian when no body checks it.. do not fool the customer..

  102. Anjinappa N

    This is Anjinappa N
    Please confirm me my name was there in cibil or what
    My Pan card number is ARMPA9931D
    email id :
    anji004416@gmail.com
    MiB number 9620216910

  103. Anjinappa N

    Hi this is Anjinappa N
    My pan card number is ARMPA9931D
    Please remove my name in cibil.

  104. Dear Sir,

    DEBT DOCTOR MANAGEMENT SERVICES is India’s first and only
    Retail Debt

    Management Company, with NOC from RBI and ISO 9001:2008
    Certification for

    Debt Management and Debt Counseling. We are 5 years old
    with more than

    20,000 Account Acquisitions.

    Further to our conversation, find attached PIF (Personal
    Information Form),

    please fill this form and send it back to us along with a
    copy of your Pan

    card/ address proof to initiate process.

    Any of the following:

    Id proof: Pan card

    Address proof: Passport/bank statement/ Passbook/
    telephone bill/Mobile

    bill/ electricity bill/ Voter’s id.

    As mentioned, there is an Enrollment process to Debt
    Doctor as it would

    require documentation to be completed by you, this would
    enable Debt doctor

    to communicate with the Banks & Credit Bureau
    initially and further to

    arrive at a resolution for your issue.

    We can do following for you:

    1.We will purchase a detailed CIBIL report (CIR) on your
    behalf.

    2.We will be analyze your Credit History & Credit
    Score.

    3.A detailed plan will be drafted to resolve any
    discrepancies first i.e.,

    (you might have
    paid all the dues to the financial institutions and

    information in CIBIL is wrongly updated. We will fix the
    errors on your

    credit report) Then we will check about the defaults /
    overdue amount to be

    paid by you to the financial institutions.

    4.We will first check with you (since when you have
    defaulted or not paid

    the amount to the financial institutions) Then we will
    check with the bank

    about the closure amount.

    After paying the closure amount to the creditors.

    5.We will get you the closure letter/ No due certificate
    letter from the

    bank.

    6.We take the complete responsibility of the
    documentation for closure.

    7.We also ensure the CIBIL update is done by the bank.
    And whichever

    information’s are not updated in the report we will get
    it updated in the

    report.

    For the score to improve there must be running loan or
    credit card so we

    will get you a pre paid card for the score improvement
    and monitor for the

    score.

    8.After updating all the records in CIBIL, your CIBIL
    will be cleared & then

    loans should not get declined.

    Once you enroll with us we will provide you a
    registration number valid for

    lifetime.

    As per our conversation over the phone regarding the
    issues related to your

    cibil report, We at debt doctor do” CIBIL MASKING”,
    clearing the old credit

    histories by paying past dues to your various outstanding
    loans. Here first

    need to talk to your bank, pay the old dues. Get NOC
    & No dues from the bank

    & ask there for update your record into CIBIL &
    at the same time, and need

    to contact CIBIL to correct the status for past mistakes.
    CIBIL will check

    with the lenders & after getting the confirmation, they
    will remove the

    settled or written off status from your report & then
    will update your

    credit score also.

    After you register with us, our Service team will get in
    touch with the

    banks/ financial institutions related to your credit
    report, and initiate

    this cibil masking procedure and negotiate and close the
    status, post which

    our cibil team will work with you towards improving your
    track record and

    ways to rebuild your credit score.

    We can help you clearing these issues with our services
    and improve your

    credit report and make you credit worthy.

    Details of Fees:

    For, Settlement, CIBIL Repair & to improve the score
    (Credit Report & Repair

    Service) Enrolment Fees: Joining Fee:7999 /- (to be paid
    to start process)

    This will be the life time member ship fee, and we will
    continue to service

    with the same if any other assistance you need with
    respect to any loan or

    credit card issues

    You can deposit the amount in bank; these are the bank
    account details.

    Account Name: Debt Doctor Management Services Pvt Ltd.

    Account Number: 00762020001772

    Bank: HDFC Bank Ltd

    Branch: Post Box 5106, Shankarnarayana Bldg,

    25/1, MG Road, Bangalore 560001.

    IFSC Code: HDFC0000076

    Thanks & Regard

    vanitha

    Debt Doctor Management Services Private Ltd.

    ISO 9001;2008 Certified Company

    Level 5,Leo Complex

    44/45 Residency Cross Road

    Bangalore-560025, INDIA

    Direct # +91 80 30732225

  105. if you have any issues regarding cibil we will help you to rectify your issues and make you to eligible for applying any other kind of loans and credit cards .if you have any issues call back this number 8030732225

  106. Dear Sir,

    DEBT DOCTOR MANAGEMENT SERVICES is India’s first and only
    Retail Debt

    Management Company, with NOC from RBI and ISO 9001:2008
    Certification for

    Debt Management and Debt Counseling. We are 5 years old
    with more than

    20,000 Account Acquisitions.

    Further to our conversation, find attached PIF (Personal
    Information Form),

    please fill this form and send it back to us along with a
    copy of your Pan

    card/ address proof to initiate process.

    Any of the following:

    Id proof: Pan card

    Address proof: Passport/bank statement/ Passbook/
    telephone bill/Mobile

    bill/ electricity bill/ Voter’s id.

    As mentioned, there is an Enrollment process to Debt
    Doctor as it would

    require documentation to be completed by you, this would
    enable Debt doctor

    to communicate with the Banks & Credit Bureau
    initially and further to

    arrive at a resolution for your issue.

    We can do following for you:

    1.We will purchase a detailed CIBIL report (CIR) on your
    behalf.

    2.We will be analyze your Credit History & Credit
    Score.

    3.A detailed plan will be drafted to resolve any
    discrepancies first i.e.,

    (you might have
    paid all the dues to the financial institutions and

    information in CIBIL is wrongly updated. We will fix the
    errors on your

    credit report) Then we will check about the defaults /
    overdue amount to be

    paid by you to the financial institutions.

    4.We will first check with you (since when you have
    defaulted or not paid

    the amount to the financial institutions) Then we will
    check with the bank

    about the closure amount.

    After paying the closure amount to the creditors.

    5.We will get you the closure letter/ No due certificate
    letter from the

    bank.

    6.We take the complete responsibility of the
    documentation for closure.

    7.We also ensure the CIBIL update is done by the bank.
    And whichever

    information’s are not updated in the report we will get
    it updated in the

    report.

    For the score to improve there must be running loan or
    credit card so we

    will get you a pre paid card for the score improvement
    and monitor for the

    score.

    8.After updating all the records in CIBIL, your CIBIL
    will be cleared & then

    loans should not get declined.

    Once you enroll with us we will provide you a
    registration number valid for

    lifetime.

    As per our conversation over the phone regarding the
    issues related to your

    cibil report, We at debt doctor do” CIBIL MASKING”,
    clearing the old credit

    histories by paying past dues to your various outstanding
    loans. Here first

    need to talk to your bank, pay the old dues. Get NOC
    & No dues from the bank

    & ask there for update your record into CIBIL &
    at the same time, and need

    to contact CIBIL to correct the status for past mistakes.
    CIBIL will check

    with the lenders & after getting the confirmation,
    they will remove the

    settled or written off status from your report & then
    will update your

    credit score also.

    After you register with us, our Service team will get in
    touch with the

    banks/ financial institutions related to your credit
    report, and initiate

    this cibil masking procedure and negotiate and close the
    status, post which

    our cibil team will work with you towards improving your
    track record and

    ways to rebuild your credit score.

    We can help you clearing these issues with our services
    and improve your

    credit report and make you credit worthy.

    Details of Fees:

    For, Settlement, CIBIL Repair & to improve the score
    (Credit Report & Repair

    Service) Enrolment Fees: Joining Fee:7999 /- (to be paid
    to start process)

    This will be the life time member ship fee, and we will
    continue to service

    with the same if any other assistance you need with
    respect to any loan or

    credit card issues

    You can deposit the amount in bank; these are the bank
    account details.

    Account Name: Debt Doctor Management Services Pvt Ltd.

    Account Number: 00762020001772

    Bank: HDFC Bank Ltd

    Branch: Post Box 5106, Shankarnarayana Bldg,

    25/1, MG Road, Bangalore 560001.

    IFSC Code: HDFC0000076

    Thanks & Regard

    vanitha

    Debt Doctor Management Services Private Ltd.

    ISO 9001;2008 Certified Company

    Level 5,Leo Complex

    44/45 Residency Cross Road

    Bangalore-560025, INDIA

    Direct # +91 80 30732225

  107. Deepali Mohite

    Your account will be given to a collection agent to recover the outstanding dues. As you have changed your address and phone no. it may be difficult for them to trace you as of now. But they can also trace you via social networking such as facebook, twitter etc.,

    In case, if your new employer does a Background verification check and they find that you are a defaulter they may not confirm you. Also, the bank may have had sent you legal notices at your previous address.

    In future, whenever you apply for a loan or a credit card these accounts will bother you. Any lending institutions will first check your credit score and report and then think of lending money to you.

    I would rather advise you to initiate a meet with the bank and inform them about your employment status so that they may think of giving you a repayment plan. If you dont pay for few more years the amount will get doubled as it will cause huge trouble for you.

    Go for a gold loan if you have gold as it will help you build a new credit history and the repayment will also be easier for you as it charges a very low EMIs.

  108. Hello, I’ve few questions…
    I’ve few credit cards with major cards. Together im due upto 4.4
    lakhs…and now im jobless. What are the consequences? will i be getting
    legal notices or arrest warrants? It has been 4 months since i stopped
    making any kind of payments…changed my address and phone number too.
    nothing or no one showed up yet.
    will it have any impact if i get a
    new job after a month or two. Will they be able to trace me and if they
    are able to after an year or two or 4 years, what will happen?
    will bank be able to claim this amount via insurance they’ve for cards?.

  109. Dear Sir,

    DEBT DOCTOR MANAGEMENT SERVICES is India’s first and only
    Retail Debt

    Management Company, with NOC from RBI and ISO 9001:2008
    Certification for

    Debt Management and Debt Counseling. We are 5 years old
    with more than

    20,000 Account Acquisitions.

    Further to our conversation, find attached PIF (Personal
    Information Form),

    please fill this form and send it back to us along with a
    copy of your Pan

    card/ address proof to initiate process.

    Any of the following:

    Id proof: Pan card

    Address proof: Passport/bank statement/ Passbook/
    telephone bill/Mobile

    bill/ electricity bill/ Voter’s id.

    As mentioned, there is an Enrollment process to Debt
    Doctor as it would

    require documentation to be completed by you, this would
    enable Debt doctor

    to communicate with the Banks & Credit Bureau
    initially and further to

    arrive at a resolution for your issue.

    We can do following for you:

    1.We will purchase a detailed CIBIL report (CIR) on your
    behalf.

    2.We will be analyze your Credit History & Credit
    Score.

    3.A detailed plan will be drafted to resolve any
    discrepancies first i.e.,

    (you might have
    paid all the dues to the financial institutions and

    information in CIBIL is wrongly updated. We will fix the
    errors on your

    credit report) Then we will check about the defaults /
    overdue amount to be

    paid by you to the financial institutions.

    4.We will first check with you (since when you have
    defaulted or not paid

    the amount to the financial institutions) Then we will
    check with the bank

    about the closure amount.

    After paying the closure amount to the creditors.

    5.We will get you the closure letter/ No due certificate
    letter from the

    bank.

    6.We take the complete responsibility of the
    documentation for closure.

    7.We also ensure the CIBIL update is done by the bank.
    And whichever

    information’s are not updated in the report we will get
    it updated in the

    report.

    For the score to improve there must be running loan or
    credit card so we

    will get you a pre paid card for the score improvement
    and monitor for the

    score.

    8.After updating all the records in CIBIL, your CIBIL
    will be cleared & then

    loans should not get declined.

    Once you enroll with us we will provide you a
    registration number valid for

    lifetime.

    As per our conversation over the phone regarding the
    issues related to your

    cibil report, We at debt doctor do” CIBIL MASKING”,
    clearing the old credit

    histories by paying past dues to your various outstanding
    loans. Here first

    need to talk to your bank, pay the old dues. Get NOC
    & No dues from the bank

    & ask there for update your record into CIBIL &
    at the same time, and need

    to contact CIBIL to correct the status for past mistakes.
    CIBIL will check

    with the lenders & after getting the confirmation,
    they will remove the

    settled or written off status from your report & then
    will update your

    credit score also.

    After you register with us, our Service team will get in
    touch with the

    banks/ financial institutions related to your credit
    report, and initiate

    this cibil masking procedure and negotiate and close the
    status, post which

    our cibil team will work with you towards improving your
    track record and

    ways to rebuild your credit score.

    We can help you clearing these issues with our services
    and improve your

    credit report and make you credit worthy.

    Details of Fees:

    For, Settlement, CIBIL Repair & to improve the score
    (Credit Report & Repair

    Service) Enrolment Fees: Joining Fee:7999 /- (to be paid
    to start process)

    This will be the life time member ship fee, and we will
    continue to service

    with the same if any other assistance you need with
    respect to any loan or

    credit card issues

    You can deposit the amount in bank; these are the bank
    account details.

    Account Name: Debt Doctor Management Services Pvt Ltd.

    Account Number: 00762020001772

    Bank: HDFC Bank Ltd

    Branch: Post Box 5106, Shankarnarayana Bldg,

    25/1, MG Road, Bangalore 560001.

    IFSC Code: HDFC0000076

  110. Deepali Mohite

    There is no way to get your name removed from CIBIL. Even if you default or do not your name exist in CIBIL. CIBIL is a bureau who gives you rating basis on the data given by the financial institutions.

    In case, if you have defaulted in making payments in the past, you need to repair this mistake by making payments on those accounts. Start building up new credit history by acquiring new accounts over a period of time.

    You can check your detailed report for free by visiting http://www.freescoreindia.com

  111. Sushma Sush

    Pls provide your contact number.. i will call u

  112. rajkumar

    Hi am rajkumar I will apply with hdfc bank in personal loan and two wheeler loan capital first are some time is 5 cheque bounce in same day payment recover cheque bounce matter is techniqual issue my cibil score is 683 and loan is close name show is civil and please remove name is cibil

  113. Harish sehgal

    Dear sir,
    i want a credit card of HDFC BANK at c-scheme branch jaipur when i went to taken my credit card in bank,
    there bank employe told me that i am a cibil defolter person so they are not given me any credit card.
    so i want my cibil report.so please sent me my cibil report on my mail ID.
    “THANK’S”

    MY NAME-Harish kumar sehgal
    E-MAIL – sehgalharish2@gmail.com
    MOBILE NO.-9636666600

  114. Harikrishna

    Hi,

    I had 2 credit cards 3 years back, due to some personal problems I was unable to pay the bill ontime. Last 5 months back I have settled HDFC payment, They ask me to pay 65k but I was unable to pay that much and settled for 30k and I paid that amount on spot , They had given me settlement letter for that.

    They will remove my name in cibil defaulters list? and I am willing to settle my citi bank credit card payment and they asked me to pay the full amount with interest 1,30,000 to clear the name in cibil,

    Can you please explain me, how can I proceed..

    Thanks
    Harikrishna
    hrkv226@gmail.com

  115. navneet thakur

    Hi,

    I had applied for the loan, but they replied that they wont provide as your CIBIL score is low.

    I have taken loan 9 yrs before and I was not able to pay emi on time but latter on I had cleared all the amount. now i want to know, is the same loan calculated the CIBIL score or any other things.
    does cibil provides details for the balanced loans

  116. vimlesh Rajbhar

    We will help you for Rectifying Your Data in CIBIL And removal of Name.

    Call Me on 9892191855 Vimlesh

  117. vimlesh Rajbhar

    To Purcahse you Cibil Credit Score Call Me on 9892191855 Vimlesh

  118. vimlesh Rajbhar

    Hi Manivannan
    I f you settled the Cards. It will affect the Credit Score for life time. As while calculating score Settled is calculated as negative also Credit Institutions deny because of same.
    Still if you need help on same You can call me on 9892191855

  119. vimlesh Rajbhar

    We will help you for Rectifying Your Data for delayed payments in CIBIL And Increasing the score.

    Call Me on 9892191855 Vimlesh

  120. vimlesh Rajbhar

    To Know that you have to Purchase CIBIL REPORT.
    For same You can call me on 9892191855

  121. vimlesh Rajbhar

    We will help you for Rectifying Your Data in CIBIL And removal of Name.

    Call Me on 9892191855 Vimlesh

  122. vimlesh Rajbhar

    We will help you for Rectifying Your Data in CIBIL And removal of Name From CIBIL Data base.

    Call Me on 9892191855 Vimlesh

  123. vimlesh Rajbhar

    We will help you for Rectifying Your Data in CIBIL And removal of Name From CIBIL

    Call Me on 9892191855 Vimlesh

  124. vimlesh Rajbhar

    We will help you for Rectifying Your Data in CIBIL And removal of Name.

    Call Me on 9892191855 Vimlesh

  125. vimlesh Rajbhar

    We will help you for Rectifying Your Data in CIBIL And removal of Name. In case there is any such data we will rectify that data for you ASAP

    Call Me on 9892191855 Vimlesh

  126. vimlesh Rajbhar

    We will help you for Rectifying Your Data in CIBIL And removal of Name.

    Call Me on 9892191855 Vimlesh

  127. Hi sir
    if you have any CIBIL Issues, Contact me
    Sushma-08030732223

  128. if u have CIBIL Issues contact me
    sushma-08030732223

  129. A Suresh

    hi this is suresh from thiruvnamiyur, i have never availedany loan or credit card, but bankers said ur name listed in defaulter’s list, how can i check my cibil score, please check my cibil status and update me for my future endeavour.

    Name :A Suresh
    Pan No : EXQPS8851A
    DOB : 12/06/1979
    EMAIL ID : SURESHSKELETON@GMAIL.COM

  130. ubayadhulla

    contact my no 9884242924. I Give your solution and tell them to your cibil score

  131. manmohan

    My name is manmohan
    Pan no ARZPM8639F
    Dob 29 Jan 1977
    please send my cibil score

  132. dinesh aggarwal

    my score is 650 i want home loan but my cibil record pending of two wheeler loan (2005-06) & settlement of credit cards i never use any two wheeler

  133. Adhedheeren

    Will do immediately. I am accessible 24 * 7 for you to monitor my progress and will keep you posted as developments happen.

  134. Ranjan Doley

    Hi! I am Ranjan Doley from Delhi I want to know my Cibil report. So please send me the same at the earliest please.

  135. kumar i am kumar from chennai i want to know my cibil score –

  136. ashvin arya

    ashvin arya I want get removed my name

    From cibil

  137. Sanjeev N Gaonkar

    Hi I am Mr. Sanjeev N Gaonkar, from Bangalore. I am requesting to remove my Name from Defaulters List I have paid All the Money to HDFC Bank (Principal+Interest), and paid almost 95% Payment on Same Month, and 5% may be because of collection delay or i was out of station, but I was requested HDFC bank to get ECS facility to my new SBI Account when my Salary Account changed from HDFC ( from where my installment was cutting down through ECS) to SBI. because I changed my Company, but HDFC Bank not done. so i was giving money every month to collection agency some times they use to come late to collect the Installment, some times when i was out of station or abroad for my company work installment delayed but given more than 95% installment on same month, but now HDFC bank showing some extra Charges amount about 25000=00, as ECS Charges this is including last Installment i had not given because collection agent boy told me can be waived off and taken Rs. 2000=00 for him. when I asked HDFC Bank Manager in INDIRANAGAR Bangalore he was not ready to Compromise reducing the Charges i told him delays are 100% not because of my mistake you could have done ECS through my new SBI bank account but he was not ready to Listen.

    Do you think i am only wrong fully on this. responsibility of bank was also involved in that. but i should only be the looser this is not Justice.

    so please remove my Name from Defaulters List my Email ID sanjeev.rma@hotmail.com, phone number 9739991942

  138. bhikam chand shah

    I want get removed my name from cibil my name is bhikam chand Shah

  139. kiranji santosh

    I want get removed my name
    From cibil

  140. SHYAM SUNDER SHAW

    I want get removed my name from cibil

  141. rakesh kumar

    my service request no is 40357186 . what is my progress report .

  142. saravanan n

    in have ing vysya credit card it was blocked can i know the cibil sore & status of my account
    chqps3322c is my pan no..

  143. i have sattlement the amount of loan than i can take new loan

  144. Ramesh More

    Dear Team,

    Recently have applied for Personal loan in HDFC Bank but at the time of cibil report they had denied dont know why as per HDFC Persones they said to your earlier loans emi dates are not matching as per my knowledge & bank statement ther is no EMI bounce details kindly advice & confirm how to clear my cibil report..

  145. nitish sharma

    Hi

    just a quick question. can i be denied a job just because my cibil score is low. is dis justified?
    please revert.

    thanx

  146. i have a good cibil score of 780 but a comment regarding my auto loan settelment. 3 years back. Now i am appling for a business loan but the bank has rejected it. kindly tell me what to do.

  147. If any problems regarding CIBIL contact(08030732247) MANJULA

  148. Arvind Kumar Gupta

    My application of credit cards are declined/rejected ,I want to check the reason in Cibil report .

  149. Prakash Narsinhbhai Makwana

    Dear sir I am pay full loan for ge contriwide company for 2003 to 2006 year but company not inahmedabad & recently my one loan is cancelled my name is in ge defaulter so please help I am not having pl number.

  150. niranjan mahapatra

    My Registration noo is ONL0415412546

  151. Srinivasareddy

    Dear CIBIL

    My name is Srinivasareddy and my PAN number is BXTPS1488P. i would request you to please provide me the details about my Name under CIBIL or give me details how to get the process.

    Regards
    Srinivasa Reddy

  152. Dear Sir,

    I have already taken personal loan of Rs. 35000/- and paid the dues for one year and then i have defaulted the monthly due for 4 months due to some reasons.
    My CIBIL Score has decreased.
    Now i am looking for a personal loan for further amount but the bank is refusing to sanction loan as my name is in default list.

    How can i increase my CIBIL Score ?

    If i pay all my dues and settled the old loan whether my CIBIL score will be increased ?

  153. Manivannan

    Hi all ,

    I am holding Three credit cards one of SCB, ICICI and HDFC Bank The SCB bank i have made my total amount into EMI option and paying it ICICI and HDFC i have a due of 64000,62000 respectively i am planning to pay the whole amount for both the banks if i pay the whole amount means my affected credit history will get improved or it will remain the same because most of my friends are telling that banks wont advise cibil to update like that they are telling please let me know will my credit history will improve if i pay the whole amount and one more things if i settle the card means what will happen please help me out…..

  154. Idiot, if you donot have any knowledge on this.. why do you need to reply?
    Rashim is in real trouble, and if you can not help him, just don’t blabber.

  155. ARVINICQ

    I think Standard Chartered has been most notorious in this regard. I have a similar instance where I had asked the bank to cancel my card. This is on mail.
    Later, there was a mail from the bank representative asking me to continue with the card with the membership fee waived-off. I could not reply to the mail as had traveled out of the country by then.
    There is no transaction on the card since then. The balance of Rs. 600 or 750 ( the membership fee) has culminated to Rs. 50000 and for no reason other than the bank’s marketing gimmick.

    I settled this out with the bank and they had ensure that the name from CIBIL would be pulled back. I had confirmed this from them multiple times before settling the records. However, just the day after I made the payment for settlement, I receive a call saying that I need to pay further to clear this from CIBIL.
    In short, StanChart is bogus.

  156. shobhaprakash

    please update my cibil score, i cleared my previous loan there is no due from my side please update my cibil score for my further requirements as early as possible
    all my payments dues all clear and settled……. i need personnel loan very urgent……..
    shobha……..my cibil control no 513357560

  157. kasinathan

    plz let me know my CIBIL CREDIT SCORE URGENTLY I REQUIRE FOR HOME LOAN

  158. suresh waykule

    Hi sir

    i have used 2 credit card of one is HDFC BANK and credit card no : 434******87 and got settlement letter last 16/02/2009 in 2 emi first 7000 by cash and second by cheque of icici bank amount 3000/- as a time and settlement letter ref no S 0402425 customer copy no’s R 42291422, R 4229123.

    second one is HSBC BANK and credit card no 447******19946 and this also got settlement letter last26/02/2008 in spot cash amount of 15000/- and settlement letter ref : FFS/SI/HYD/NWO/CARDS/26.02.08/SR customer copyno : AA 0002913 How can my name is in CIBIL defaulter list? so, i request you that please give me suggestion for better feature or remove my name in cibil defaulter list .

    mr, suresh
    cell/no 9396575432
    waykulesuresh@yahoo.com
    Pan/no: AAUPW7105L
    DOB : 15/03/1979

  159. Manoj Kumar Pandey

    My pan No is AMRPP1684Q.
    Please advice how to remove the name from CIBIL.

    Regards
    Manoj Pandey
    Mob 09560199610
    Mail id: mpandeyk@yahoo.com

  160. Hi sir,

    I had 3 credit cards since 2005 and i was defaulter for 2 years then i eventually settled all 3 card in last 2 years with one time payment option. Also i had 2 personal loans which i had paid out fully. Some bank where i had applied for loan told me that my cibil score is only 251 and after that i paid out one of my personal loans which was pending from long time. How much impact this will make on my cibil score , how much time it will take to update in cibil?..when i can apply for loan again?

    Thanks
    Roshan

  161. Bidhyanidhi Mishra

    Dear Sir/Madam,

    i have applied a Loan from ICICI bank but bankers rejected my loan application due to my name in CIBIL. please give me a process of remove my in CIBIL report.
    my current cibil report status is writeoff & confirm that writeoff ?.

    Please look in matter urgently.

    Regards,
    Bidhyanidhi Mishra
    +9674172893
    Pan No.-AOWPM2238Q
    Kolkata

  162. Please dont apply for Cibil report they will take money and they wont send u a report i have applied for a report on 3-nov-2011 and hav sent a mails and courier everything those ba***ds are not giving any reply…

  163. Dear Sir ,

    I had an SBI card way back in 2004. while issuing they didnt make a mention of the annual fee. but when i received my first bill i was shocked to Rs 1640/- on it.
    i contested the annual fee and they brought it down to Rs 820/- and asked me to approach the agent who gave me the application for Rs 820/-. I have made all the payments in full but i refused to pay other 820/- . Now SBI has posted me as a defaulter in CIBIL. Problem is on their side not informing the customers of any annual payment fee and have the nerve to defame customers for no fault of theirs.

    CIBIL takes only input for the financial institutions. There is no way to check whether the customer concerned is a willful defaulter or there is some sevice discrepancies from the institution side.

    Lot of issues with CIBIL report.
    They dont give institution name / instrument ( credit card / loan???).
    Recently i was named defaulter by icici bank for making payment in advance and in full. CIBIL also made mistakes with reference to the date of high credit transaction.

    CIBIL looks like harassment agency for the law abiding.

  164. RAMASAMY

    Dear sir
    I have done the full and final settlement of my personnel loan in fullertone India, but my name is in the CIBIL Default list, kindly remove me from the default list. since my wife is sick, that is having heart problem ,urgently i have to apply for a personal loan, for her treatment, once again i beg you to remove me from the cibil default list, my pan card no AEOPR064B

    THANK YOU

    REGARDS
    RAMASAMY

  165. Baljinder Singh

    DEAR Sir, i was used sbi card and due amount Rs/-10556 I hve been deposit by chq no.212919 and clearance on 02 dec 2011 & NOC sent by card dept.my PAN NO.BDHPS2767P AND DOB 25031975 .NOW still my name is showing in cibal . so you reqst to pls remove my name cibal .my mob no.08146266715

    thanking you

  166. Baljinder Singh

    sir , my PAN BDHPS2767P I hve no any outstanding dues of sbi card no.0005264685314880780 so i request u pls remove my name cibal list THANKING YOU

  167. Preeti Mukherjee

    I have just come to know that Citi Bank has sent my case to Cibil for a payment for Rs. 6959/- against Home EMI. I did not have any follow up neither any information of this. Kindly send the detail for my record with you.

    My Citi Bank account no. is 116080.

  168. ashutosh kaushik

    My Pan Card No. ANHPK4134B
    Please show my last personal loan status.
    Regarding Civil Status.

  169. sunil chandra das

    HI, GUYS,STOP!BEWARE!BE DISCREET TO DISCUSS YOUR WOES PUBLICLY.I SEE SOME GUYS ARE CLAMORING TO HELP LEAVING CONTACT INFO.THEY ARE TRYING TO GET YOU OUTSIDE THIS SITE AND IN PRIVATE SO THAT THEY CAN SCAM AND SKIM YOU.DO NOT WORRY ABOUT A CIBIL RATING,IT WILL GET OKAY ONCE YOU PAY UP YOUR DEBT OR PURSUE YOUR BANK FOR HELP IF YOU HAVE ALREADY PAID UP.JUST DO NOT GET COZY TO SOMEONE’S OFFER TO HELP YOU.AND ALSO DO NOT BE SMART TO PLAY THEM AROUND,SOMEHOW OR OTHER THEY WILL GET YOU.

  170. Shailesh Khaire

    Dear Sir,

    I am a Credit card holder for the ICICI Bank, I have been using the card since 2008, i have never missed any pending dues on the card until 2008, in Feb 2008 my father was hospitalised and i was in desperate need of money, hence i had used the CC for paying my medical bills, the limit being 70k was utilised fully, i was a regular payer for them, i have been paying the minimum dues till date, still the amount of Rs. 70000 is not yet reduced by even by a rupee, and the amount if calculated is twice the amount i had spent, now i want to get rid of this issue once and for all hence i have opted for a full and final settlement, the bank agents have agreed to give a discount of the extra charged amount above 70k which amounts to 13k, My questions are
    1.) Shall i trust this agent and go ahead with the payments ?
    2.) Will the Full and Final Settlement affect my CIBIL Report in furture becoz as of last year this was going great ?
    3.) What is your suggestion on this issue ?

    Request you to revert on this as soon as possible as i want to get rid of this issue at the earliest as this is the only payable account on me in the market ?

    Thanks

  171. Sanjay Shinde

    Sir,
    1 day before i applied for cibil report but, i wrongly entered my email – id.
    Thats why cibil report information does not received to me.
    How can i amend the cibil report application.
    Give me some idea or option.
    Regards,
    Sanjay Shinde.

  172. satish sashi kirpalani

    i want my cibil report , my pan number is amtpk5731d , i want to pay my debts and clear this things for my best future in this country, i was not able to pay the debts as been gone through many tragedies of life , trying to come out of it, slowly but surely.

  173. pramodh.b.s

    Dear Sir

    Before i has settled the payments to executive by cash itself but he din’t pay the amount to bajaj finance because he as already left the job in bajaj finance. So when i gone to bajaj finance to collect the NOC form and they are told that still you have pay the amount. Please help me in this even i got the that executive Phone no and it is not working now his name is alex please do something for me or else I a ready to pay the amount to bajaj finance please give me some consesation to make the payent and please remove the pan no in cibil.

    Thanks & Regards
    PRAMODH.B.S
    9845173781- 986822299

  174. Narendra Vitthal Deshmukh

    I want cibil score report urgent for my record, my card No. is AAUPD9404D and Date of birth is 11.07.1973
    Please cheque the report and send email me on narendradeshmukh.9006@gmail.com and call me my cell No. 09823150078.

    Thanking you,
    Regards,
    Narendra Deshmukh

  175. Ramachandra sahu

    Dear Sir,
    I had taken a consumer loan to buy TV through Bajaj finisher lending in Dec 2010 and have paid it in 8 equal installments from Feb till sep 2011. still my name is in CIBIL control report to pay outstanding amt of Rs.7352/-. Pl provide CIBIL control no and kindly help remove my name from defaulter list.

    Thank you in anticipation

  176. sukesh kumar

    Dear sir,
    My name is sukesh kumar S/o Bhanwar singh
    I not get any loan from any bank but my name in CIBIL .
    My ontrol no in cibil list is 512204533.
    According to cibil t have taken two wheelar loan in 2005 but in 2005 i no have any account in any bank so how i got loan.
    So i requist you to remove my name from cibil list.
    My personal detail given.
    Name- sukesh kumar S/o. bhanwar singh
    My pan card no. AWPPK5151P

    Regards,
    Sukesh kumar
    09509378405

  177. jasbir singh

    Dear sir,

    I had applied for a personal loan with HDFC bank a week ago, and they come to know me that i had some problem with my cibil record. For your info., I had made a settlement against a personal loan with Associate bank in the year 2005. Because of my financial position at that time i have to make this settlement and bank himself gave me a offer to settle the loan account against which they issue me the settlement letter. But now I came to know that they put my name in cibil, so kindly tell me what should I do to get my name out of this cibil record

  178. THOMAS RICKARDO

    Dear Sir,

    I have done the settlement of my credit card on Oct 2010, but it seems bank did not close the account and hence my name is apperaing in CIBIL report. please let me know the procedure how to remove my name from the CIBIL report.

    Thanks,

    THOMAS

    Card Number: 0004006661018237219

  179. Renjith Krishnan.R

    Dear Sir,

    My self Mr.Renjith Krishnan.R was granded personal loans from ICICI bank and the same has been closed as per their request. No dues certificate issued by the said banks ref no.is ICICI/P/LPCOC00009174404 dtd.20.04.2011 and ICICI/P/31 dtd.28.10.2011 is with me but when I approached bank for Car loan the Bank authorities were informed me the CIBIL sataus is showing the saiod loans are in right off mode.On the ground am request yours to kindly update my loan status in CIBIL which help me to grand new loan and my pan no.is ALKPR6632G and the Date of birth should be 22.08.1976.

  180. Dear sir

    Hi, Would you send CIBIL credt repoort pls

    PAN no#AQTPP3011F

  181. SASI E E P T

    WE HAD JUST APPLIYED ON KODAK MAHENDRA {CAR LOAN}
    I DID’T TAKE THE LOAN.

  182. M.Kirubanithy

    Sir,

    your cibil report shows over due in my personal loan. (Member ID 00016583 and Control

    No.502284906) There is no possibility of over due because my salary is credited in my bank

    account after deducting the loan amount. Kindly verify the report and send me the no over

    due report at the earliest to my email address mkirubanithy@gmail.com.

    with regards,
    M.Kirubanithy.

  183. ABHIJEET ASHOKRAO JAGTAP

    Dear sir ,
    last year i have 2wheelar loan but resentaly i am clear the all loan so please
    clear my cibil record.below my all details.
    Name-Abhijeet Ashokrao Jagtap.
    Add- At post- Vadgoan Haweli
    Tal- Karad, Dist -Satara.
    Pan no: AJOPJ1837F
    Cell no; 9765800646.

  184. naveen kumar

    I ahve applied citi bank credit card. they have rejected my application saying that …

    “In your specific case, we are extremely sorry to inform that your Credit Card Application has not been approved as the information received from CIBIL does not reflect any credit/asset product relationship against your name. We would like to affirm that this decision is only in accordance with Citibank’s internal credit policy and does not connote negative feedback by CIBIL.”

    please let me know how to recover from this situation.

  185. PARAMESWARI A

    I could not able to get loan from that Bank.

  186. murary pathak

    Respected Sir/ Madam,

    I, hereby, request you to Please remove the settlement status from cibil report for my future career. The fact is I had taken a Tw Loan For ICICI Bank I was unable to pay anyway that much amount but afterSome time time I paid my all outstanding amount of Rs. 17000/-approxliy, sent me by post. Although I found my cibil report, there is mention in status SETTLEMENT and this is hit in my career when I going to join in next Co. Here I extremely request you to please look into this matter and help me to remove the settlement status from there. If you have any queries please call in this no. 8860072977 and any documents like money receipts and statements I must send by mail of their scan copies.

    Murary pathak
    Address- RZ 84A gALI NO.6 WEST SAGAR PUR NEW DELHI 46
    Father’s name – Sh MOD NARYAN PATHAK
    (m)- 8860072977
    DOB- 01/11/1983
    PAN No. ASRPP3996R

  187. I have takn one loan from Bank, which written off on 2009.
    in oct 11, I paid total o/s amount including interest till 18 Oct 11.

    I want to update my cibil, as status from Written off to closed account.

    Please help

  188. Hi,
    I wants to remove my name from Cibil report, I Used to have 2 CC, from HDFC & another from citi bank, I do had personal loan from citi finance, which I settled long 2yrs back for which I have settlement letter as well.
    Recently when I applied for a Bajaj finance loan for home electronic, It got declined, reason given to me was as my name reflected as a defaulter of Cibil.
    Please advice me to clear of my name from Cibil. Details given below.
    D.O.B: 07/08/1983
    Pan: ANYPM8082D

  189. chandra sekhar

    Dear sir,

    my name in cibil report,but all my payments dues all clear and settled, i purchase flat in vizag,

    i need hosing lone, please help sir,

    kalvakolanu chandra sekhar, Date of Birth 10-08-1978,

  190. SANDEEP GULATI

    dear sir i want cibil score report urgent for my record my pan no is-ABNPG2786P .D.O.B 1JULY 1961 .
    THANKING YOU
    SANDEEP GULATI

  191. pawan kr sharma

    sir i hv come to know that an amount of rs.2609 pending against me in the CIBIL score list.
    but the name of the any bank of institution is not mentioned to whom i have not paid this amount or enter into settlement.
    as far as my knowledge from 2003 there were few banks offered free credit cards under their corporate plan.in the 2nd year they asked for rs.750 fee’s for the same we denied for the same asked for the discontinue the service ,they kept sending bills with late payment fee’s to us which was stopped after heated conversations.
    if so may i come to know the name of the institution or bank to whom i should contact for 1.pending rs.2609
    2.any customer care no.to delete my name from CIBIL LIST.
    REGADS PAWAN KUMAR SHARMA
    pawanksharmaic@yahoo.in

  192. KUNAL TAGRA

    I needs to have my CIBIL CIR score and reliability quoteient for my PAN Number AEPPT1422A.

    My DOB is 04.09.1980 ; Contact No : 9971870256 ; based at New Delhi
    Email ID : tagra_kunal@yahoo.in

  193. HEMASUNDAR KOTA

    Dear Sir,

    In 2008 I had a Credit card and finance on Bike from ICICI bank. Due to some financial problems I could not repay the money back.

    I don’t know my CIBIL credit report. Could you please let me know my report status please?

    Name: Kota Hemasundar
    PAN Card Number: BGEPK7787B
    Passport Number: G3616278

    Now currently i’m staying in UK, but I have my sisters marriage in next year in India, I need some loan from the bank for this purpose. SO before that I need to know whether am I eligible for personal loan or not. Hope you understand my situation, Please reply me as soon as possible so that I can take necessary actions.

    Thanks in Advance…

    Thanks,
    Hemasundar.

  194. Swapnil Mishra

    Hi,
    I have applied for an axis bank credit card and the card got declined due to the reason, that my name is in CIBIL.
    My name is SWAPNIL MISHRA
    Can you please check and let me know why is my name in CIBIL. I have no payment pending and I pay my bills on time.

    Let me know if you need further details of mine.

    Thanks & Regards, Swapnil Mishra

  195. VIREN VARDE

    DEARSIR

    I WANT REMOVE MY NAME FROM CIBIL MY DATE OF BIRTH IS 05/04/1984 &MY MOB.NO -09429675333 & 9825328042 SO PLZ. REPLY ME

  196. Vantakula.Veerabhadra. Prasad

    hello sir,

    I cleared all my loans but still my name is in the defaulters list of CIBIL.
    what should i do to remove my name from that list??
    please suggest me a solution.

    thanking you,
    Prasad.

  197. I would like to know whether my name is appearing in my CIBIL defaulters list.. My date of birth is 07-06-1984.

  198. Ramesh Purohit

    I had a education loan, which had become bad. Than at the time of housing loan i repaid entire loan. I had my CIBIL report which shows a score of 775 but i am not able to get credit card issued in my name..

    Can you suggest the way out of this…

  199. pragnesh joshi

    dear sir plse send my cibil record i think my report is good but barclays creditcard department told me yr name in cibil so i am every personal loan emi regularly paid so how my name in cibil so plse reply me my email id is pragnesh_joshi2011@yahoo.com and no is 9821925889

  200. Hi,
    I need to know one thing about CIBIL credit score that apart from Banking, loan and credit card dues, this is also possible that pospaid mobile, phone, datacard and internet connection or any other similar dues affecting CIBIL score or not. Please explain.

    Thanks.

  201. satish kumar

    hi,i would like to know my credit status in cibil,i had credit cards with HSBC,HDFC, CITIBANK,ICICI.
    I was a defaulter due to loss of employment and i made settelement in 2009 for all card.i wanted to know still my name is in cibil.
    My details are
    Satish Kumar.
    DOB.10-3-1972
    pls send me details on sk4you2005@gmail.com

  202. Dear Sir,

    My name is prasath, last year I went 3 month deputation to gulf, due to the same I couldn’t make my ICICI credit card payment during the period March 2010 to May 2010 banker never send any reminder for the payment . After I came back I was trying to use same ICICI bank credit card but I couldn’t , after I talk to customer care they said card has been blocked due to default payment for 90 days.

    After checking my account found there is XXX amount + penalty, I Paid immediately all the dues and with penalty & informed to customer care requested for “NO DUE “certificate accordingly ICICI Bank issued.

    Recently I tried to get a loan from ICICI bank but declined / informed my name is reflecting in CIBIL report as a defaulter. Even ICICI bank has issued NO DUE certificate,
    further to this feedback from ICICI bank I called to ICICI bank customer care said the same story they said if I apply for request to remover my name from CIBIL, My CREDIT SCORE WILL GET DEGREESESED such type of genuine cases bankers’ behavior / CIBIL report totally I anguish.

    My CIBIL score is 765 out off 900 still I couldn’t get any loan even 1 Lack Rs. If I request CIBIL to remove my name is it affects my CIBIL score.

    Sir kindly advice what should I do this case I have all proof of documents
    a) ICICI Bank “NO DUE” CERTIFICATE .
    b) Visa copy

    Would appreciate your advice to remove my name from CIBIL with affect my current score…

    Thanks and regards,
    Prasath

  203. T V Patel

    Dear Sir,

    I want Cibil Score Report urgent for my record, my PAN card No. is – ATIPP7320B Date of Birth 01/02/1980

    Kindly revert on my mail ID

    tejendrapatel2181@gmail.com,tejendrapatel2181@yahoo.com

    Thanking you,

  204. K.V.KRISHNAMURTHY

    Dear Sir,

    To get the report my status( ALCPK 0251G) in CIBIL report, I sent DD in CIBIL favour
    on 8th Sept,2011 along with documents for address proof etc.

    I have not got my report yet and request you to mail the report through e-mail or by post.

    Thanks & regards,

    K.V.KRISHNAMURTHY

  205. satya ranjan

    Hi, I had credit cards such as HDFC BANK
    I was a defaulter due to certain unavoidable reasons. However if not what is rating.
    My details are as under
    satya ranjan
    DOB 23.03.1970

  206. Jayanta Sarkar

    Dear Sir,

    I want Cibil Score Report urgent for my record, my PAN card No. is – ARVPS5307C Date of Birth 24/09/1972

    Kindly revert on my mail ID

    Thanking you,

  207. hari singh

    Hi, I had credit cards such as SBI, CITIBANK, AXIS BANK.

    I was a defaulter due to certain unavoidable reasons. However I mader settlement in 2010 or earlier for all cards. I wish to know still my name is in cibil. if not what is rating.

    My details are as under

    Hari Singh
    DOB 25/07/53

    Pls send me details on hari.singh23136@gmail.com

  208. hi,i would like to know my credit status in cibil,i had credit cards with HSBC,Barclays,ICICI.
    I was a defaulter due to loss of employment and i made settelement in 2010 for all card.i wanted to know still my name is in cibil.
    My details are
    Krishna S.
    DOB.10-5-85
    pls send me details on krisspoint@gmail.com

  209. ASHOK KUMAR OJHA

    i am Ashok kumar ojha my PAN NO. AAJPO8917D i apply for kcc in hdfcbank my cibil control no. 498703038.
    i dont have any other loan from any bank or financial institute but cibil report show three loan on my name, why
    please clear my problem. kindly
    thanking you
    Regard
    Ashok kumar ojha
    mob. no. 9455016479

  210. SIR MENE PERSONAL LOAN KE LIYE APPLY KARNA HAI KYA MERA NAME CIBIL ME HAI YA NAI MERA CIBIL SCORE OK HAI MUJHE KOI PARESAHNI TO NAI HOGI MY PAN NO DISPS9938C MY DOB 05/01/1988 HOUSE NO #1350 BALDEV NAGER AMBALA CITY LANDLINE NO 01712543350 PLEASE URGENT MY MAIL ID MOHITJEWELLERS786@GMAIL.COM

  211. Vrishali Prashant Katakdhond

    Sir/Madam,

    I want to check that is their my name in cibil?

  212. RAJENDRA SHANTARAM NAKIL

    dear sir
    my pan card no.ACPPN6221P
    DATE OF BIRTHDAY.13 OCT 1968
    Please i want to know how to clear the cibil status

  213. mohammad yusuuf haroon rashid sumbad

    Dear Sir,
    I have issued a credit card of ICICI Bank and had settled the final Amount of Rs 23000/- and i have paid 18000/- but now they are saying to pay the whole amount now CIBIL is showing report as settled and i need to know my CIBIL score on my e mail address mentioned above and i want to know how to clear the CIBIL Status.

    details enclosed:-

    PAN CARD :- AEQPS3209F
    DATE OF BIRTH:- 12/5/78
    ADDRESS:- B-104 GREEN COMPLEX BEHIND ARFA HOTEL MIRA VILLAGE DIST THANE 401104.

  214. Kapileswar Meher

    Dear All,

    I am sick of searching defaulter list from CIBIL. Now I wanted support from you guies.

    Can I request you to send me the updated CIBIL Defaulter list in my email or else find out my name exist in the list.

    My Detail below.
    Kapileswar Meher
    PAN – ANZPM1032G

    Please help me friends.

    Thank you in advance.

    Kapileswar Meher
    Email : kapil_meher2005@yahoo.com
    Cell : 09007813644

  215. Nirmalin Vasanth

    Dear sir,
    i had 5 credit cards and one personal loan and i have settled it by 2010 with some discounted amount. now i dont have any credit cards and personal loan due now. i settled with somewher around 30 to 40% discount and settled.
    i received my cibil report and it shows 1 credit card(axis) shows the due which i have not applied ever. it shows 12000 rupees due. i tried to contact the bank to clear the issue and i have given all my detials. no body has called and get back to me for the settlement. now i need of to apply a loan and all the banks got rejected bos of cibil issue.
    i settled with discounted amount. is ther any issue in settled the cards? all the banks i cheacked no report on me.everything is cleared.
    i am requesting you to guide me to close the issue to apply for the loan.
    name -nirmalin vasanth
    DOB-13-06-1981
    Pan – ALGPG4958C
    MOBLE- 9972808213
    MAIL-nirmalinvasanth@gmail.com

    please help me

    regards

    nirmalin vasanth

  216. KAILASAM

    Hi,

    I made a settlement for my credit card 5 months ago , and still as per bank my name is in CIBIL, can u confirm whats the procedure to remove my name from CIBIL ,

    Regads
    Kailasam

  217. VIDYASAGAR

    Dear Sir,
    I want Cibil Score Report urgent for my record, my PAN card No. is – AZVPK0676N
    Date of Birth 14/01/1978
    Please Cheque the report and call my cell No. 9030927139
    Thanking you,
    Regards

  218. harikrishnaprasad s

    Dear sir

    Hi, Would you send CIBIL credt repoort pls

    Harikrishnan
    pura 36C,
    Poojapura P.O
    Trivandrum
    9381067410

  219. kasani Samuel

    Dear Sir,

    I want Cibil Score Report urgent for my record, my PAN card No. is – AOLPK6135K
    Date of Birth 01/11/1976
    Please Cheque the report and call my cell No. 9396661143

    Thanking you,

    Regards

    kasani Samuel

  220. Ravindra Arjun Pawari

    Dear Sir,

    I want Cibil Score Report urgent for my record, my PAN card No. is – AKAPP6519M Date of Birth 01/06/1968

    Please Cheque the report and call my cell No. 9594759023

    Thanking you,

    Regards

    Ravindra Pawari

  221. Debabrata Gangul

    Respected Sir/ Madam,

    I, hereby, request you to Please remove the settlement status from cibil report for my future career. The fact is I had taken a credit card ( limit Rs.10000/-) from Axis Bank and I was unable to pay anyway that much amount but after one year I paid my all outstanding amount of Rs. 22373.52/- including excess money of Rs 10626.48/- which is credit balance in there statement, sent me by post. Although I found my cibil report, there is mention in status SETTLEMENT and this is hit in my career when I going to join in next Co. Here I extremely request you to please look into this matter and help me to remove the settlement status from there. If you have any queries please call in this no. 9903322411 and any documents like money receipts and statements I must send by mail of their scan copies.

    Debabrata Ganguly
    Address- 83/C, Kashinath Chatterjee Lane, Shibpur, Howrah-711102
    Father’s name – Kamal Kumar Ganguly
    (m)- 9903322411
    DOB- 18/06/1976
    PAN No. AQBPG4206F

  222. Nanda kumar

    Respected Sir..
    I have been used credit Card and closed till CBIL rating shows defaulters list.
    I have received the no due certificate from bank what to do..
    Kindly advise me

  223. ALOKE KUMAR LAHIRI

    I HAVE APPLIED FOR CREDITCARD FOR LIC BUT LIC NOT ISSED THE CREDITCARD AS CIBIL NEGETIVE I AM IN DILEMA AS NO DUES IN ANY BANK,IHAVE NOT POSSESS ANY CREDIT CARD IF YOU KINDLY SEND THE CORRECT INFORMATION IT IS HELPFUL TO ME.
    YOUR CO-OPERATION IS HIGHLY SOLICITED.
    THANKING YOU.
    YOURS FAITHFULLY
    ALOKE KUMAR LAHIRY.
    DIVISIONAL MANAGER.
    L.I.C.I.
    SAHAGUNJ, HOOGHLY.
    09477019743[M],03325398686

  224. Ramesh.N

    Dear sir/madam
    I am Ramesh.N from Hyderabad.Three years back i have HDFC Bank Credit Card,and i was unable to pay the amount with in time for that i want to cancel the credit card. I did the same that i cut the card in to four and wrote a letter to Credit card division Chennai by that time i paid three thousand rupees change as a settlement amount but actually it was not settled by that time i dont know about it.after two years they called me to settle the amount but the total amount i want to pay for that automatically the total amount has put on hold from my savings account,but what i actually required is how can i know my cibil account is cleared.

  225. will credit card balance with irregular payment of dues will affect in writting bank exams and banking carrier of mine. kindly reply

  226. Hi,

    I own a credit card from HDFC, it was charged with over limit and also i am not paying my dues on date even i pay on every month….. and i am willing to write bank exams. Kindly say me will it affect my carrier in banks.

  227. Debt Doctor

    We will help u in sorting out CIBIL Issue. Cont : DEBT DOCTOR-8553120243

  228. syed mateen peeran

    Hi

    I had taken two Loans on my name one from ICICI and Fullerton i have paid off both the loans in full before the term period. My fullerton loan had some issues bcoz of the wrong intrest rate put on the loan. bcoz of which i was very angry and dint pay the loan for 5 months later as the bank was not helping me i decided to close it off for the total due amount. i recently applied for a personal Loan frm HDFC which was declined. They said i have some due but i have paid everything in full though the bank cheated me with the intrest rate. Now how long should i wait to apply th loan. I have No due letters frm both the banks with me. Please help i would also like to request my report. once i pay how long will it take to come.

  229. Subhajit Majumdar

    Dear Sir,

    Myself Subhajit Majumdar, DOB: 26-02-1976, I’ve some issuses with icici bank, but now I want to know about my cibil credit information, cause I want to apply for a home loan,
    can you please help me out with my problem, If I’ve to pay some money to the concern bank
    I am wishing to do that, but the bank employees dosent give any information, they are just saying that my case cannot be solved, and I dont think it is true, cause whatever dues they got it will be within 30,000. Please help me out.

  230. DAVINDER SINGH

    To Whom it may Concern

    Dear Sir/ Madam

    My Name is Davinder Singh s/o Malkiat Singh , , I applied for a home loan from union Bank , But today i got a call from the bank that i have not paid some loans , But i didn’t have avail any loan which is still with me , except the car loan from state bank of patiala, i m not using any type of credit card , I want you people to recheck all the information from the concern bank & remove my name from Defaulters List on immediate basis .its a kind of dishonor for any respected citizen .PLEASE SEND THE DETAIL OF MY LOANS SHOWN ON YOUR SITE. I m not saying that don’t work but work smartly I m sending you all the details about me I want you to recheck with the concern bank & remove my name from Defaulters List . Also you people have to check all the detail of the person, like photo ID card, Mark sheet, Voter ID, Passport copy , Signature match Etc Etc .Also i m sending all the details

    INFORMATION ARE AS BELOW —

    1- NAME – DAVINDER SINGH
    2- FATHER NAME – MALKIAT SINGH
    3- DATE OF BIRTH – 15-7-1968
    4- ADDRESS- H. NO. 19, NEW GOBIND NAGAR,IND. AREA,. JALANDHAR
    5- CONTACT DETAIL -9463364859
    6- MAIL ID – mgr_jal @yahoo.co.in
    7. DATES OF LOAN SHOWN IN CIBIL – 28-3-2002 168000/- OUTSTANDING AMOUNT 112475/-, 17-07-2003 24000/- OUTSTANDING AMOUNT 62083/-

  231. Hi Sir / Madam,
    I have been using Citi bank credit card for very long time due to my personal reason i had opted for settlement were in bank people had closed the card and given me an option to pay it on a monthly EMI basis. Due to my delivery i was not in station and had not payed 2 – 3 EMI’s. Hence had received a letter from bank people to go for a full and final settlement.
    Had called up the number mentioned in the letter they said if i pay the amount on the same day they will give me some discount if not i need to pay the full amount within a week.
    I had also inquired that person if I go for this discount will it be reflecting in CIBIL and will i be eligible to apply for any loans. He said there is no problem but you can apply for loan only after 2 months but its been 5-6 months after i did settlement, still am not getting any loans from any bank since in CIBIL its been updated as Writte off, but have a letter from bank that its 0 balance.
    Now am badly in need of loans but due to CIBIL updation am not getting any where.
    Request you to pls change my status in CIBIL.
    Thanks in advance.
    Mary

  232. Saifur Rahman

    Dear Sir,

    I have done the settlement of my credit card on Feb 2011, but it seems bank did not close the account and hence my name is apperaing in CIBIL report. please let me know the procedure how to remove my name from the CIBIL report.

    Thanks,
    Saifur Rahman
    Card Number:4346779000216980

  233. bimlendukr

    plz let me know my CIBIL CREDIT SCORE URGENTLY. I REQUIRE FOR HOME LOAN

  234. C N Patel

    Dear Sir,

    I have taken a personal loan from GE money ,Chola mandalam & having 2 creditd card ,& was having Home Lone from ICICI bank ,have already forclosed my home loan & persolan loan from Chola mandalam,& i have done settelment of my SBI card,as i was in financial crises& PL from GE money resently i have applied for home loan & it was declined because of my credit rating & my name was appearing in cibil report,i want to remove my name from cibil & ready to pay whatever charges,pls advice for further action

  235. Prashant

    Nk I agree with you. This is the result of aggressive marketing of credit card and loans by different banks in 2004-2008 era when they where like distributing the money like anything.once the recession strike indian market in 2008 itself the defaulter list went on growing because of lost of jobs and business ebbing.this is why many branches of different banks have shut down and even some of them have shut down the product itself.CIBIL itself is under credibility doubts and seems to be favoring grantors more.plenty of cases are there where the person has been put under defaulter list despite of his clear record and just by the fault of the banks and NBFC. if the banks follow cibil to know the credit record of a person why not it should be brought under RTI act.

  236. Prashant

    Dear Rathish,

    Wait for 3 months and your cibil score will be updated by the banks you have made settlement.keep following up with the banks.

  237. Prashant

    Dear Rahul,

    You have made settlements and not closure hence your name will be reflecting in cibil defaulter list.however you can approach the banks and explain your intention in this regard. after the outstanding payment they will issue you the closure letter and update the same in cibil.

  238. Neeraj Mishra

    To Whom it may Concern

    Dear Sir/ Madam

    My Name is NEERAJ KUMAR MISHRA S/O PASHUPATI NATH MISHRA , working in india as a General Manager , I applied for a personnel loan from HDFC BANK , But today i got a call from the bank that i have not paid some credit card amount , But i didnt have any credit card except Axis bank credit card no. 4718 – xxxx – 0269 – 4207 which is still with me , except this credit card i m not using any type of credit card , I want you people to recheck all the information from the concern bank & remove my name from Defaulters List on immediate basis .its a kind of dishonour for any respected citizen . I m not saying that don’t work but work smartly I m sending you all the details about me I want you to recheck with the concern bank & remove my name from Defaulters List . Also you people have to check all the detail of the person, like photo ID card, Mark sheet, Voter ID, Passport copy , Signature match Etc Etc .Also i m sending all the details

    INFORMATION ARE AS BELOW —

    1- NAME – NEERAJ KUMAR MISHRA
    2- FATHER NAME – PASHUPATI NATH MISHRA
    3- MOTHER NAME – KAMLA DEVI
    4- DATE OF BIRTH – 21-04-1981
    5- ADDRESS- H. NO. 260Q DIGVIJAY NAGAR COLONY
    GORAKHNATH GORAKHPUR (UP)
    6- CONTACT DETAIL -9662662223
    7- CERTIFICATE

  239. vikas porwal

    dear sir,
    plz let me know my CIBIL CREDIT SCORE URGENTLY. I REQUIRE FOR HOME LOAN
    Reply

  240. Nagendra

    Hi,

    Few years back I had ICICI, SBI and ABN AMRO out of which I closed SBI and ICICI about a year ago. ABN AMRO is the one which I still have some issues. I have one loan which is running and I am paying two EMI’s at a time. Please let me do I get a loan.

    Regards
    Nagendra. K

  241. Rajesh dubey

    i am CIBIL defaulter or not.plz tel details.my pen no AHEPD7963N.PLZ TELL WITH DETAIL

  242. dear sir,
    plz let me know my CIBIL CREDIT SCORE URGENLTY. I REQURE FOR HOME LOAN

  243. vikas porwal

    mane hdfc se car loan liya tha mane sattelment ker diya he lakin mera name cibil me aa raha he please help me.

  244. Prasanth

    Hi Sir,

    Recently i have got the cibil reports on April and i have seen there are 4 cards and 2 personals( payed properly).this is all happened one person cheated me when i was doing my business.
    One cards was from SBI.total amount was 50000 and it was not payed. I was not aware of this for some time then i came to know that i became 2 lacks. after one year i had talk to Bank person and settled the 50000 Rs
    I got the cibil report again from one of my known friend. Now i can see there is no pending amount byt two written off and one settled these all are credit cards.

    Could you please guide me from now how can i improve the cibil score and how to remove the records.

  245. I have given request(transaction id no-S081103863 and Transaction ID 2154401) for CIBIL statement, with paying Rs-450, through credit card. on 12-08-2011 but not received any information from your side. So please give my CIBIL report as soon as possible.

  246. Hi Rashim,

    Do you have all the documents pertaining to transcations of HDFC bank and your standard chartered credit card statement? If yes, approach the nodal officer of the bank and let him/her your story and ask them to do a “zero wise” in your CIBIL record. Please have all your communication with Nodal officer via e-mail and not through a phone call. If they are not willing to help you, tell them you’ll take up your case to the Banking ombudsman in RBI.If they still fail to act, just walk in to RBI branch in your city (RBI has branches in all metro cities) and submit a written complaint to the banking ombudsman officer, who inturn will take up the case with SCB. It’s a free of cost service. For more details you can go through the banking ombudsman document in RBI website (www.rbi.org)

    Balaji
    +919840041222

  247. gajanan ananda jagadale

    Dear sir/madam,
    iam gajanan jagadale residing in kolhapur (Maharashtra) i have taken two wheeler loan I closed my loan in 2008 but now my name is seen on cibil …so plz solve my problem…..
    email id -gajanan_jagdale@rediffmail.com

  248. Himmat Singh

    Sir,

    I have settled motorcycle case with HDFC Bank a year ago, Credit Card settled with SBI a year ago.

    Now I want to get my name cleared from the CIBIL List. Please advice me as to what shall I do?

    looking for a favorable response.

    Thanks

  249. Hari Babu E

    I would like to know whether my name is appearing in my CIBIL defaulters list.. My date of birth is 25-06-1982.

  250. pramod sagar

    Dear Sir/Madam,

    I am Pramod Sagar residencing Delhi, I have taken the ICICI Credit card no.4023,6850,1926,5001Which was totally closed(full and final settlement done 21/06/2010)
    Now the problem is my name is defaulter list in CIBIL report. Because I am not able to get any loan from bank. I am already discussed with CIBIL They are saying we can’t modify any information in the database without the concerned member confirming the same. It is responsibility of the concerned member to submit correct, updated and accurate credit information to CIBIL.

    I am already informed to concerned in ICICI branch. But still it is not updated to CIBIL.

    Please give suggestion for my problem. and what is my next step.

    Regards
    Pramod Sagar
    Ph: 9910338344, 9999033644
    Email psagar.70@rediffmail.com
    Email pramodsagar5700@gmail.com

  251. Shipra Singh

    I have paid the (as Settlement) of my credit card
    Kindly remove my name from the cibil ‘s list

    Regrads
    Shipra

  252. basavaraj.s.emmi

    kindly send cibil score to my email address.

  253. Nadeem Siddiqui

    hi,i have cleared all my loans but there was some issue in my car loan.i have no idea why my name is reflecting in cibil report.if there is some thing pending pls let me know so that i can clear what ever are dues.

  254. The CIBIL is Junk.

    May be after some years, the banks may stop using CIBIL.
    If the banks continue using CIBIL, they can’t do the business.
    The banks are already dried out, lets see how long they continue.

    90 % will be defaulters or holding more than they afford…..

    Hope CIBIL goes away soon.

  255. Hi,

    Please advice me for my above concerns.
    I am Looking for your guidance and support.

    Regards,
    KRaj

  256. Hi,

    For just 2000 you are int he defaulters list…..however this will not be taken into account by any bank becoz it is very minimal balance….i have worked onthis areas and they do have a margin….but it differs from bank to bank…as long as you get all the applications for loans or CC approved….you need not worry…

    from my experience you cannot do anything with the bank…its all waste of time…it is now that CIBIL is in place…later some one else would come up with BIBIL…its all money and nothing else…and all these applies to IT people…

    Thanks

    Kiran

  257. S. Manjula

    I need Cibil report. What i have to do for the same

  258. rashim gupta

    Hi,

    I had taken a standard chartered credit card in 2005 from a sales executive who visited my office and requested all of us to apply for cards so that he could fulfill his target. I took one and did a couple of transactions for which i always paid duly.my last transaction was done on that card in 2005 itself for Rs 5000 something . I paid for the amount through a cheque drawn on my salary account with HDFC Bank. I paid for the dues 3-4 days before the last date by putting it in the drop box of their parliament street branch but to my surprise when the cheque did not reflect in my statement , i called up the bank’s customer care. i was being told that the cheque was misplaced and i should pay in cash immediately and should also stop that cheque with HDFC Bank. I did the same on that day itself by withdrawing full money from a near by ATM and requesting HDFC Bank to stop that cheque if it shows up with them.. I later received a late payment notice of rs 330 from the bank for which i called their customer care which apologized for their deficiency in services and advised me to ignore the letter as they were waiving it off. Next month it again happened the bank had put late fees on the initial late fees and sent me a notice. i again got a false reassurance from the bank that they would waive it off. Eventually they cancelled the card and i was pleased as i did not like their attitude as well as service. I got a shocking call in 2007 from their recovery department threatening me to pay their dues and after my narration of the whole episode the conversation was over. Again in 2009 i got a call from them accusing me of not paying banks money and after some conversation the call was again over for a year. Now i get a call from the bank every year where they threaten me and accuse me to duping banks principal money which they admit after a while that is not true and then negotiate to settle the case. last year i was being told that they are putting my name with CIBIL as a defaulter which eventually they did. I found this out when citi bank refused to offer me a credit card due to my low CIBIL score. they say that if i will settle the case with them for 2000 bucks they would update CIBIL and my name would not appear their plus i would be given a settlement letter. I am really fed up with this annual torture and false inclusion of my name in CIBIL. What should i do i am so confused. Some people say even if i would go for the settlement letter , it would not help as it would only prove i was a defaulter and my credit rating would not improve. I have not even done any default and i feel extorted by the bank….i have been using credit cards of some other banks since 2004 and i have never been in any trouble . even my car loan was paid in advance . My clean record has been tarnished for nothing..PLEASE HELP ME BY ADVISING I DON’T KNOW WHO TO ASK?????

  259. Hi,

    I had two credit cards and I took a personal loan from HDFC in 2009 and i have paying the EMI regularly and also I have not missed out any EMI for my Personal Loan from 2009 to till date, but regarding credit card I had also paid regularly but sometimes
    I had missed out some payment for both the cards due to some problems
    but after that i have made full payment(not settlement) for the ICICI CC in 2010-11 and for HSBC I made full payment(not settlement) in 2011
    and closed both the cards and I got the NOC from ICICI bank and asked NOC to HSBC bank they will provide me after some days.
    So my concern is will my name remove from cibil? Will I get good score in cibil? Will I get the HOME Loan from bank?
    and will i get the credit card from any of the bank?
    I have not missed out any EMI for my HDFC Personal Loan from 2009 to till date and I don’t have any CC right now.
    Please give me the information for my above queries.

    Regards,
    KRaj

  260. SAILESH KUMAR

    I have given request(transaction id no-S081103761) for CIBIL statement, with paying Rs-450, through axis bank credit card. on 11-08-2011 at 8:13 pm.but not received any information from your side. So please give my CIBIL report as soon as possible.

  261. prashant

    no chance dear u have to pay full amount there is no other way they will not remove your name

  262. Rathish kumar

    Dear Sir,
    I’ve applied a personal loan in HDFC my loan rejected due to cibil, i;ve problems with my credit card bills, I’ve asked for settlement and i’ve paid the complete settlement in all my 3 cards (icici,abn amro,citi bank I’ve settlement copy with me ,but still my name is in cibil my score is 419 may i know when can it ll be c; cleared and what is the normal score to avail loan,please reply and give me feed back

    Thanks & Regards,
    Rathish kumar

  263. Rahul Tyagi

    Dear Sir,

    Around five years ago, due to some financial crisis i have taken the personal loans from ICICI, Ciifinancial and fullerton. Beside this i had a credit card of SBI too, as there was a big financial crisis in our family i was unable to pay my loan. I have made the settlement with all the banks and my name is put in CIBIL list. With gods grace now my situation is improved and i would like to remove my name from this list. If i need to pay any charges i will pay it to the banks but i would like to have clean records and would like to have a good credit ratings.

    If you require more details please let me know. Looking for your guidance and support.

    Thanks
    Rahul

  264. Hi Sir,
    I ahve 2 credit cards and currently I am not in position to pay the amounts but I am paying whatever in my Kity.But in the month of november I am going to pay whole amount not opt the settlement option.So once i apid that amount i want to apply for the home loan in the month of June 2012.So till then CIBIL has been updated? and what should I take from the bank for clearing my dues on credit card?cos my name is in defaulter list of CIBIL now.so please help out.My total outstanding in 2 CC is around 57,000.So please suggest me on the same.and let me know how my CIBIL gets updated?
    Regards,
    Chetan

  265. GOVINDARAJ

    I would like to know whether my name is appearing in my CIBIL defaulters list. I have default for ICICI bank credit card and Cholamandalam Finance. My date of birth is 20.10.1962.

  266. sanjayan p.s

    CIBIL STATUS CHANGES / SERVICE REQUEST NO; 668276/ MEMBER ID BF 99981024/

    RESPECTED SIR. MY REQUEST TO CIBIL CLEARANCE PROBLEMS MY AXIS BANK CREDIT CARD NO 4718 6301 0054 4542 SETTLED 31/05/11 , HIGH CREDIT &OVER DUES AXIS CARDS WRITTEN OFF, SETTLED 31/05/11 , Please change my CIBIL MY STATUS CHANGES. YOUR VERY SUPPORTS me and my SMALL BUSINESS. I’m WORKING on getting CAPITAL LOAN AMOUNTS and YOUR FAVORABLE ORDERS.

    THANKS
    SANJAYAN P.S

  267. Admin

    Dear Suman,

    Never publish you credit card, savings account or PAN card number in public forums and blogs. I’ve edited your comment to make it safe. It is very unfortunate that your name is still in the CIBIL defaulters list. I request you to contact the concerned ICICI bank branch to get more information on this matter. CIBIL can act only upon request from the respective banks. I hope that you have not opted for one time settlement option.

  268. SUMAN KUMAR SINGH

    Dear Sir i used ICICI credit card and its out standing amount with interest paid on 17.02.2011 after about (900 days) My card nos was 4477*6848224**** add – P-45 Block A Krishna Vihar Delhi , Date of Birth – 15.01 1971 and my Pan no is – B*NPS*921* . About five and half month has been gone but still my name is showing in cibil so you are requested to remove my name from CIBIL

    Thanking You
    Suman Singh

  269. Hi,

    I was in defaulters list for about 8 months for not paying my credit card bill.@ months ago I settled my account with barclays bank and they have given me a settlement letter.I do have a Credit card account with ICICI but I was never into late payment.I have a personal loan from HDFC and before that with ICICI and AXIS and no complaints from anyone.When would my credit score will improve in Cibil as I settled my barclay CC 2 months ago.

    can I start applying for Loans ? Plz suggest.

  270. Bhatia.Manoj

    Can I remove my name from CIBIL report without paying dues? Is there any banks that have no tie-up with CIBIL. Please send the details to my mail ID.

    Manoj.

  271. Admin

    Hello Hitesh,

    When you opt one time settlement for your loan, banks report the same to CIBIL and RBI. Banks gets a part of this settled amount from RBI and at the end your name will get listed in CIBIL defaulters list. This indicates your inefficiency to pay loan EMIs/ credit card bills and in future lenders will suspect your credit applications and chances are very high to get it rejected.

  272. V KALIDASAN

    DEAR SIR,

    I HAVE SEND ADVANCE DD-142/ AS PER REQUEST AND CIBIL FORM FILLED AND ALL DOCUMENTS MAILED . LAST 5 MONTH I HAVE FOLLOWED UP ON TEL WITH CALL CENTER S/MAILED AND ALL USELESS TILL DATE I HAVE NOT RECEIVED MY CIBIL REPORT. WHAT ACTION NEED TO BE DONE. DOES IT NEED PERSONAL FOLLOWUP AT MUMBAI CONFIRM.

    Regards,

    Kalidasan, Mobile 9326675877

  273. I’ve applied for a credit card at HDFC bank Baroda alakapuri branch. I have been told that I’m listed in CIBIL and when I checked the credit report it shows an old SBI two wheeler loan due which I had settled 2 years back. I got no dues certificate and they had agreed to remove my name from defaulters list. I request you to remove me with immediate effect as I’m badly in need of a credit card for traveling abroad.

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