The Supreme court has dismissed the Indian government’s policy of enforcing Aadhar and making it mandatory everywhere. As of 05-06-2019, you don’t need an Aadhaar to open a bank account, but it is a must that you link it with your PAN card. Also, you need to connect Aadhaar number to avail government level subsidies and apply for specific programs. HDFC bank netbanking previously had an option to add your Aadhar number online, but it has been removed after SC verdict.
How to Link/update Aadhaar number online through HDFC netbanking
Now that the simple netbanking option is not there, you have do an online re-KYC for updating Aadhaar details with HDFC Bank.
- First, login to HDFC online netbanking website with your User ID and password.
- The netbanking portal, take the “Request” menu under “Accounts” tab.
- Now, press on Confirm KYC details and click the Continue button.
- Download and fill all the sections of the re-KYC form with the latest details, especially the Aadhaar number.
- Then upload ID proof, Address Proof (Aadhaar Card), and re-KYC form, and click the submit button.
An HDFC Bank representative will verify the details in a few days, and link Aadhaar to your account if the number is valid.
Alternate methods to add Aadhaar to HDFC account without netbanking
No access to HDFC Netbanking and online services? Away from your PC? Not a problem. Consider one of the following options for your Aadhaar card registration to HDFC Bank account.
Method 1: Go to the Bank itself; get the official form here. Fill and take it to the HDFC Bank branch for adding or updating the Aadhaar/PAN number. Don’t forget to carry the original copy of your Aadhaar Card for verification.
Method 2:Use HDFC Mobile Banking app for Android or iOS to update Aadhaar details on the go. Sign in to HDFC mobile app, click on Accounts, and then open Request menu. Now, click on Update/View Aadhaar similar to HDFC netbanking website, put the card details and confirm.
Method 2: Obviously the easiest way to link Aadhaar to HDFC Bank is through SMS. Format for HDFC Adhaar linking SMS is AS AadhaarNumber HDFCcustID HDFCaccountNumber. Send this SMS to 5676712 from your phone number activated for HDFC Mobile Banking.
Method 3: Dial the HDFC Phone Banking number in your locality. In my area Cochin, Kerala it is 0484-6160616. The IVR facility requires your HDFC Bank debit card number and PIN for validation. After validation, press the number key 6 and then 2 for opening the Aadhaar request message. Enter your Aadhar number as you hear the telephonic prompt, and confirm it.
Since the government’s decision is to continue with Aadhar implementation in the financial sector, it is better that you link your Aadhar number to avoid any implications in the future.
Check HDFC Bank Aaadhar link status and online
HDFC employees manually verify all Aadhaar link requests before adding changes to your account. And they send an SMS once the Aadhaar update process completes. However, you may manually check HDFC Aadhaar link status through online and mobile banking. Just log in to HDFC netbanking portal and proceed to Accounts>Requests> and then click View Aaadhar Number option on the sidebar. Your linking is successful if the status says ” Aadhaar number for the customer is already updated in our system.” You may view the details of Aadhar and associated account, below that line.